According to Jinshi Data, Citigroup economist Faraz Syed stated that the forecast for growth in Australian household consumption rebounding in the second half of 2009 remains unchanged. Tight labor market conditions and fiscal stimulus measures indicate that the adverse factors facing households have dissipated.

Therefore, the Reserve Bank of Australia is unlikely to rush into rate cuts. Citigroup expects the first rate cut to occur in May 2025, with a total reduction of 75 basis points, resulting in a terminal cash rate of 3.6% by the end of the year.