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Whales Liquidated After ETH Drops to $1,775
Two major Ethereum whales, who had borrowed millions in DAI from the MakerDAO and used their ETH holdings as collateral, have officially been liquidated following the recent drop in Ether's price to $1,775.
These whales, who had a combined total of 125,603 ETH worth around $238 million on the line, saw their positions forcibly liquidated after Ether’s price fell below crucial liquidation thresholds.
The first whale, who had borrowed over $75 million in DAI from MakerDAO, pledged 60,810 ETH worth $110 million as collateral. This whale’s liquidation threshold was set at $1,793, but with Ether’s price dipping below that level, their position was automatically liquidated. The liquidation wiped out the whale’s collateral, converting the ETH into DAI to cover the loan, and marking a significant loss as ETH continued to slide.
This whale had been inactive for three weeks prior to liquidation, as reported by Arkham Intelligence, suggesting that the whale was either unable or unwilling to take action to avoid liquidation.
The second whale, who had borrowed over $68 million worth of DAI using 64,792.7 ETH as collateral, also saw their position liquidated when the price of Ether dropped below their liquidation price of $1,787. Similar to the first whale, the value of their ETH collateral was no longer sufficient to cover the loan, leading to an automatic liquidation.
#whaleliquidation #liquidated #ETH #MakerDAO #bearish
Two major Ethereum whales, who had borrowed millions in DAI from the MakerDAO and used their ETH holdings as collateral, have officially been liquidated following the recent drop in Ether's price to $1,775.
These whales, who had a combined total of 125,603 ETH worth around $238 million on the line, saw their positions forcibly liquidated after Ether’s price fell below crucial liquidation thresholds.
The first whale, who had borrowed over $75 million in DAI from MakerDAO, pledged 60,810 ETH worth $110 million as collateral. This whale’s liquidation threshold was set at $1,793, but with Ether’s price dipping below that level, their position was automatically liquidated. The liquidation wiped out the whale’s collateral, converting the ETH into DAI to cover the loan, and marking a significant loss as ETH continued to slide.
This whale had been inactive for three weeks prior to liquidation, as reported by Arkham Intelligence, suggesting that the whale was either unable or unwilling to take action to avoid liquidation.
The second whale, who had borrowed over $68 million worth of DAI using 64,792.7 ETH as collateral, also saw their position liquidated when the price of Ether dropped below their liquidation price of $1,787. Similar to the first whale, the value of their ETH collateral was no longer sufficient to cover the loan, leading to an automatic liquidation.
#whaleliquidation #liquidated #ETH #MakerDAO #bearish
🚨 $226M in ETH at Risk of Liquidation on MakerDAO
Two whales holding 125,603 $ETH now have a health rate of just 1.07.
Liquidation prices:
🔻 $1,805.08 ( 60810 ETH )
🔻 $1,786.65 ( 64792.7 ETH )
If #Ethereum dips further, auto-liquidation could kick in.
Wallet 1: 0x6bb8bc41e668b7c8ef3850486c9455b5c86830b3
Wallet 2: 0xab7b99998206d1ccf8b13b02b7566c267f4e2313
#ETH #MakerDAO $SOL
Two whales holding 125,603 $ETH now have a health rate of just 1.07.
Liquidation prices:
🔻 $1,805.08 ( 60810 ETH )
🔻 $1,786.65 ( 64792.7 ETH )
If #Ethereum dips further, auto-liquidation could kick in.
Wallet 1: 0x6bb8bc41e668b7c8ef3850486c9455b5c86830b3
Wallet 2: 0xab7b99998206d1ccf8b13b02b7566c267f4e2313
#ETH #MakerDAO $SOL
🔥 $MKR Surges—Can It Hit $1,780? 🔥
#MakerDAO ’s #MKR token is on fire, jumping double digits in 24 hours! 🚀 With active addresses up 8% and selling pressure easing, bulls are eyeing the next big move.
🔹 Key Levels to Watch:
✅ Bullish Target: $1,780 📈
❌ Bearish Risk: Below $1,466 → Possible dip to $1,109 📉
With strong demand and flipped resistance, can MKR keep soaring? 🚀
#Altcoins👀🚀 #Write2Earn
#MakerDAO ’s #MKR token is on fire, jumping double digits in 24 hours! 🚀 With active addresses up 8% and selling pressure easing, bulls are eyeing the next big move.
🔹 Key Levels to Watch:
✅ Bullish Target: $1,780 📈
❌ Bearish Risk: Below $1,466 → Possible dip to $1,109 📉
With strong demand and flipped resistance, can MKR keep soaring? 🚀
#Altcoins👀🚀 #Write2Earn
🌉 RWA Sector Hits $10B TVL – DeFi Meets Real-World Finance
📈 According to DefiLlama, Real World Assets (RWA) have crossed $10B in TVL, up 6.16% this week—becoming the 7th DeFi sector to hit this milestone.
🔝 Top protocols:
• Maker RWA
• BlackRock BUIDL
• Ethena USDtb
• Ondo Finance
💡 RWA = bonds, real estate, credit on-chain. It’s the bridge between DeFi & TradFi.
🌍 WEF predicts $24T in tokenized assets by 2027—RWA is just getting started.
#RWA #defi #Tokenization #OndoFinance #MakerDAO
📈 According to DefiLlama, Real World Assets (RWA) have crossed $10B in TVL, up 6.16% this week—becoming the 7th DeFi sector to hit this milestone.
🔝 Top protocols:
• Maker RWA
• BlackRock BUIDL
• Ethena USDtb
• Ondo Finance
💡 RWA = bonds, real estate, credit on-chain. It’s the bridge between DeFi & TradFi.
🌍 WEF predicts $24T in tokenized assets by 2027—RWA is just getting started.
#RWA #defi #Tokenization #OndoFinance #MakerDAO
OKX Australia has announced the listing of 4 new digital assets: ZKSync, MakerDAO's MKR, Injective's INJ, and Zilliqa's ZIL.
Spot trading is now available for Australian users.
#ZkSync #makerdao #injective #Ziliqa $ZK $MKR $INJ #BinanceTurns7
Spot trading is now available for Australian users.
#ZkSync #makerdao #injective #Ziliqa $ZK $MKR $INJ #BinanceTurns7
It's been five days since $MKR announced its Endgame launch plans, which encompass a range of new initiatives such as a fresh brand identity, new SubDAOs, tokens, and more. This launch is anticipated to catapult its decentralized stablecoin, $DAI, to heights exceeding $100 billion.🚀📈
Among the strategies outlined in this plan is the issuance of new tokens, including a stablecoin. According to MakerDAO, this stablecoin is designed for "mass adoption", offering a novel way to interact within their ecosystem.
Does this ring a bell? "Mass adoption"! 🤔 while specific features and functionalities of NewStable won't be confirmed until MakerDAO releases more detail, this is indeed a standout feature of synthetic stablecoins (unlike USDT). Moreover, it could involve features like:
(1) Easy Integration: Seamless transferability across platforms and wallets.
(2) High Liquidity: Readily available for buying and selling on major exchanges.
(3) Frictionless Use: Streamlined interactions within DeFi applications and SubDAOs
MakerDAO's revamp and new token offerings could be a game-changer for stablecoin adoption. Let's see how they execute their vision. Agree? 💪👀📍#BullorBear #makerdao #MKR #WIF
Among the strategies outlined in this plan is the issuance of new tokens, including a stablecoin. According to MakerDAO, this stablecoin is designed for "mass adoption", offering a novel way to interact within their ecosystem.
Does this ring a bell? "Mass adoption"! 🤔 while specific features and functionalities of NewStable won't be confirmed until MakerDAO releases more detail, this is indeed a standout feature of synthetic stablecoins (unlike USDT). Moreover, it could involve features like:
(1) Easy Integration: Seamless transferability across platforms and wallets.
(2) High Liquidity: Readily available for buying and selling on major exchanges.
(3) Frictionless Use: Streamlined interactions within DeFi applications and SubDAOs
MakerDAO's revamp and new token offerings could be a game-changer for stablecoin adoption. Let's see how they execute their vision. Agree? 💪👀📍#BullorBear #makerdao #MKR #WIF
💥💥💥 Grayscale Initiates New $MKR Investment Fund
Grayscale Launches Fund for MakerDAO’s MKR Token
On August 13, Grayscale Investments introduced the Grayscale #makerdao Trust, a new fund focused on MakerDAO’s MKR token. This fund offers qualified investors exposure to MKR, the governance and utility token of the MakerDAO decentralized organization. It is part of Grayscale’s single-asset crypto investment products and is not publicly traded.
Expansion of Grayscale’s Product Lineup
Grayscale has recently expanded its product range with new funds for #bittensor and #SUI🔥 tokens, and now manages over $25 billion in assets. Known for its Bitcoin and Ethereum ETFs, including GBTC and ETHE, Grayscale also offers single-asset funds for tokens like Basic Attention Token (BAT) and Chainlink (LINK). MakerDAO, a DeFi protocol, issues the DAI stablecoin and manages on-chain credit products. In July, MakerDAO revealed plans to invest $1 billion in tokenized US treasury bonds.
Market Insights
Rayhaneh Sharif-Askary, Grayscale’s head of product and research, emphasized that the MakerDAO Trust allows investors to benefit from the growth of MakerDAO’s ecosystem. Grayscale’s global head of ETFs, Dave Lavalle, predicted a shift towards more diverse crypto ETFs, including single-asset and index-based products.
Key Takeaways
- Qualified investors can now invest in MKR through Grayscale’s new fund.
- Grayscale is expanding its product offerings with new funds and tokens.
- The MakerDAO Trust provides exposure to MakerDAO’s ecosystem and its potential growth.
- This launch reflects Grayscale’s commitment to diversifying cryptocurrency investment opportunities.
Source - en.bitcoinhaber.net
#BinanceSquareTrends
Grayscale Launches Fund for MakerDAO’s MKR Token
On August 13, Grayscale Investments introduced the Grayscale #makerdao Trust, a new fund focused on MakerDAO’s MKR token. This fund offers qualified investors exposure to MKR, the governance and utility token of the MakerDAO decentralized organization. It is part of Grayscale’s single-asset crypto investment products and is not publicly traded.
Expansion of Grayscale’s Product Lineup
Grayscale has recently expanded its product range with new funds for #bittensor and #SUI🔥 tokens, and now manages over $25 billion in assets. Known for its Bitcoin and Ethereum ETFs, including GBTC and ETHE, Grayscale also offers single-asset funds for tokens like Basic Attention Token (BAT) and Chainlink (LINK). MakerDAO, a DeFi protocol, issues the DAI stablecoin and manages on-chain credit products. In July, MakerDAO revealed plans to invest $1 billion in tokenized US treasury bonds.
Market Insights
Rayhaneh Sharif-Askary, Grayscale’s head of product and research, emphasized that the MakerDAO Trust allows investors to benefit from the growth of MakerDAO’s ecosystem. Grayscale’s global head of ETFs, Dave Lavalle, predicted a shift towards more diverse crypto ETFs, including single-asset and index-based products.
Key Takeaways
- Qualified investors can now invest in MKR through Grayscale’s new fund.
- Grayscale is expanding its product offerings with new funds and tokens.
- The MakerDAO Trust provides exposure to MakerDAO’s ecosystem and its potential growth.
- This launch reflects Grayscale’s commitment to diversifying cryptocurrency investment opportunities.
Source - en.bitcoinhaber.net
#BinanceSquareTrends
Endgame, a new version of MakerDAO, has been released on the Maker Forum. The roadmap aims to scale the DAI supply to 100 billion through four major phases: Launch Season, Scaling Up, NewChain, and Final Endgame.
1) Launch Season: Features like New Brand Reveal, New Tokens, Lockstake Engine, NewGovToken Airdrop, NewBridge, and SparkDAO launch.
2) Scaling Up: Introducing 6 SubDAOs catering to different market segments with autonomous governance.
3) NewChain: Launching an independent L1 blockchain serving as a hub for tokenomics, governance, RWA, DeFi, and bridging.
4) Final Endgame: Activation of foundational governance mechanisms locked in place for Maker Core.
#makerdao #HotTrends #Endgame #MakerDAODynamics #DAO
1) Launch Season: Features like New Brand Reveal, New Tokens, Lockstake Engine, NewGovToken Airdrop, NewBridge, and SparkDAO launch.
2) Scaling Up: Introducing 6 SubDAOs catering to different market segments with autonomous governance.
3) NewChain: Launching an independent L1 blockchain serving as a hub for tokenomics, governance, RWA, DeFi, and bridging.
4) Final Endgame: Activation of foundational governance mechanisms locked in place for Maker Core.
#makerdao #HotTrends #Endgame #MakerDAODynamics #DAO
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$MKR
MKR has currently broken through the downward channel of $1350 and successfully stood above $1500 after this breakthrough, achieving an 11% increase in 24 hours.
Next, MKR faces resistance at $2,000, which is a psychological threshold and also a previous price reaction area. If it maintains its trend, MKR could reach an expected target of over $2,400, consistent with typical breakout trends.
Currently, MakerDAO is voting to maintain its recent rebranding, which was strongly opposed by many, claiming that the decentralized autonomous organization behind the oldest and largest Ethereum-based algorithmic stablecoin DAI is wasting its industry-wide recognition. Despite nearly 80% of the voting shares being in favor of retaining the 'Sky' brand, according to Sky's polling indicators, only four entities, out of about 20 voting entities, accounted for almost all of the voting shares. Each entity received about 20% of the votes, with only one large entity opposing the proposal.
#mkr #makerdao #山寨季将至？
MKR has currently broken through the downward channel of $1350 and successfully stood above $1500 after this breakthrough, achieving an 11% increase in 24 hours.
Next, MKR faces resistance at $2,000, which is a psychological threshold and also a previous price reaction area. If it maintains its trend, MKR could reach an expected target of over $2,400, consistent with typical breakout trends.
Currently, MakerDAO is voting to maintain its recent rebranding, which was strongly opposed by many, claiming that the decentralized autonomous organization behind the oldest and largest Ethereum-based algorithmic stablecoin DAI is wasting its industry-wide recognition. Despite nearly 80% of the voting shares being in favor of retaining the 'Sky' brand, according to Sky's polling indicators, only four entities, out of about 20 voting entities, accounted for almost all of the voting shares. Each entity received about 20% of the votes, with only one large entity opposing the proposal.
#mkr #makerdao #山寨季将至？
1. Maker leads with $95.91 million in revenue, benefitting from US Treasury bond purchases and the Spark Protocol's T-bill exposure via locked DAI.
2. Lido follows with $55.79 million, leveraging Ethereum's proof-of-stake shift by offering staked ether tokens (stETH), reaching a $20 billion market cap.
3. PancakeSwap generated $52.31 million, ranking second in DEX volume after Uniswap. V3 launch focused on concentrated liquidity and a gaming marketplace.
4. Convex Finance accrued $42.23 million, an asset management protocol enabling yield for Curve and Frax token holders, with significant token control.
5. GMX earned $37.52 million, a perpetual swap exchange on Arbitrum, facilitating high-leverage trades without massive capital, also a major recipient of Arbitrum's grant.
Revenue emerges as an alternative metric to TVL, offering insights into protocol performance and success beyond the traditional total value locked perspective. These DeFi protocols showcase diverse strategies in generating revenue, reflecting the evolving nature of decentralized finance.
#GMX #makerdao #PancakeSwap #ConvexFinance
2. Lido follows with $55.79 million, leveraging Ethereum's proof-of-stake shift by offering staked ether tokens (stETH), reaching a $20 billion market cap.
3. PancakeSwap generated $52.31 million, ranking second in DEX volume after Uniswap. V3 launch focused on concentrated liquidity and a gaming marketplace.
4. Convex Finance accrued $42.23 million, an asset management protocol enabling yield for Curve and Frax token holders, with significant token control.
5. GMX earned $37.52 million, a perpetual swap exchange on Arbitrum, facilitating high-leverage trades without massive capital, also a major recipient of Arbitrum's grant.
Revenue emerges as an alternative metric to TVL, offering insights into protocol performance and success beyond the traditional total value locked perspective. These DeFi protocols showcase diverse strategies in generating revenue, reflecting the evolving nature of decentralized finance.
#GMX #makerdao #PancakeSwap #ConvexFinance
#TON
Crypto Fear and #GreedIndex
Index Value : 26
#Sentiment : Fear
$BTC Price : $58974
Top 5 Defi Projects By TVL :
1. LIDO : $24.7B
2. $AAVE V3 : $9.7B
3. EigenLayer : $8.7B
4. #makerdao : $4.2B
5. Rocket Pool : $3.1B
#DOGSONBINANCE
Crypto Fear and #GreedIndex
Index Value : 26
#Sentiment : Fear
$BTC Price : $58974
Top 5 Defi Projects By TVL :
1. LIDO : $24.7B
2. $AAVE V3 : $9.7B
3. EigenLayer : $8.7B
4. #makerdao : $4.2B
5. Rocket Pool : $3.1B
#DOGSONBINANCE
🚀 Top DAOs for 2024 #investments
1. $AAVE
2. Uniswap
3. Lido Finance
4. #Compound
5. DeFi Swap
6. #SUSHISWAP
7. #makerdao
8. Illuvium
9. Curve DAO Token
#DOGSONBINANCE
1. $AAVE
2. Uniswap
3. Lido Finance
4. #Compound
5. DeFi Swap
6. #SUSHISWAP
7. #makerdao
8. Illuvium
9. Curve DAO Token
#DOGSONBINANCE
📈 Smart DEX Traders (SDT) optimizes $MKR profits quite easily 🔥
For example, our admin, Rosy, she follows the DCA strategy of SDT but she suggests you have your own take-profit plans. (Image 1)
It's recommended to check the wallet's top Win and Loss to assess profitability. Sometimes, they may excel in trading smaller assets but not larger ones.
The reason Rosy sold a portion at $2,253 is because she noticed that Smart DEX Trader has also started taking profits. When looking at the yellow region (cumulative zone), it appears negative. (Image 2)
It seems a lot of investors do not know how to use our signals, so, we show you our action and plan. Do you guys have any questions? 👀
#makerdao #MKR
For example, our admin, Rosy, she follows the DCA strategy of SDT but she suggests you have your own take-profit plans. (Image 1)
It's recommended to check the wallet's top Win and Loss to assess profitability. Sometimes, they may excel in trading smaller assets but not larger ones.
The reason Rosy sold a portion at $2,253 is because she noticed that Smart DEX Trader has also started taking profits. When looking at the yellow region (cumulative zone), it appears negative. (Image 2)
It seems a lot of investors do not know how to use our signals, so, we show you our action and plan. Do you guys have any questions? 👀
#makerdao #MKR
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$BTC MakerDAO has rebranded to Sky and introduced a new stablecoin, $USDS, and a native governance token, $SKY, aimed at improving DeFi accessibility and user experience.
#binance #Write2Win #makerdao
#binance #Write2Win #makerdao
Maker ($MKR )
Current Price: $1,440.48
24-Hour Change: +19.34%
Analysis: MakerDAO's governance token remains a cornerstone in the DeFi space, with recent gains highlighting renewed investor interest.
Strategy: Long-term holding could be advantageous, given the project's foundational role in decentralized finance.
Pro Tip: Keep an eye on DeFi sector trends and MakerDAO's protocol updates to inform investment decisions.
#MakerDAO #DeFiLeader #LongTermHold
Current Price: $1,440.48
24-Hour Change: +19.34%
Analysis: MakerDAO's governance token remains a cornerstone in the DeFi space, with recent gains highlighting renewed investor interest.
Strategy: Long-term holding could be advantageous, given the project's foundational role in decentralized finance.
Pro Tip: Keep an eye on DeFi sector trends and MakerDAO's protocol updates to inform investment decisions.
#MakerDAO #DeFiLeader #LongTermHold
MakerDAO is preparing to distribute 600 million US dollars worth of DAI to USDe and sUSDe, introducing key parameter changes for DAI liquidity deployment on Spark in Morpho Blue.
#makerdao #BullorBear #Spark #ethena
#makerdao #BullorBear #Spark #ethena
Top 3 Yield-Bearing Stablecoins in 2025 – Start Earning Interest on Your Crypto
Diversifying a portfolio is key to creating a less risky environment in every aspect of your investments, especially when it comes to cryptocurrency.
Stablecoins are, by far, the most risk-free assets available in the Web3 world. But, why would somebody hold stablecoins if they will never bring any additional value over time? Because yield-bearing stablecoins exist!
In this article, we’ll give you all the information you might need to understand what yield-bearing stablecoins are and why you should hold them in your wallet. Enjoy!
What Are Yield-Bearing Stablecoins?
Yield-bearing stablecoins are cryptocurrencies that combine stability with the ability to earn passive income. They are similar to traditional financial instruments like fixed deposits or treasury notes. By simply holding these stablecoins in your wallet, you can accrue yield without actively managing investments.
The concept resembles how banks operate. When you deposit money in a bank, it remains accessible to you for transactions, but the bank loans the funds to others, earning interest. The bank then shares a portion of this interest with you. In this way, your bank balance acts like a tokenized version of your fiat money, earning interest passively.
Yield-bearing stablecoins function similarly, using blockchain technology. Depositors add assets, such as USDC, BTC, or ETH, into a stablecoin protocol. The protocol then invests these assets in various yield-generating strategies, such as lending or liquidity provisioning, and mints stablecoins to represent the deposits. The yield earned is shared proportionately among stablecoin holders.
The yield sources for these stablecoins vary. Some protocols use traditional methods like lending to generate interest. Others leverage innovative blockchain mechanisms, such as staking or DeFi strategies, to maximize returns.
Yield-bearing stablecoins provide a low-risk way to grow your holdings, combining stability with passive earning potential.
How Do These Stablecoins Generate Yield?
Yield-bearing stablecoins earn returns through three main methods: DeFi native yield, crypto derivatives, and traditional finance (TradFi) with real-world assets (RWAs). Each strategy uses distinct financial techniques to generate income for stablecoin holders.
DeFi Native Yield
DeFi platforms generate yield by utilizing the supply and demand for crypto assets like Ethereum and Bitcoin. These platforms employ lending and borrowing protocols to earn interest, which is distributed to stablecoin holders.
MakerDAO’s sDAI: This stablecoin accrues yield through the DAI Savings Rate (DSR), where users deposit DAI to earn interest.Ethena Finance: It uses delta-neutral hedging to generate yield while stabilizing its stablecoin’s value.
Crypto Derivatives
Yield from crypto derivatives comes from liquid staking tokens and restaking. These instruments derive value from staked crypto assets, such as Ethereum.
Prisma Finance’s mkUSD: Backed by staking derivatives, it distributes staking rewards to holders.Davos Protocol’s DUSD: Maximizes yield through restaking derivatives, which involve staking assets multiple times.
TradFi and RWAs
TradFi and RWAs tokenize traditional financial assets, like treasury bills and corporate bonds, to generate stable returns.
Ondo Finance & Flux Finance: Invest in tokenized financial instruments for predictable yields.Mountain Protocol & stEUR: Use diversified assets like real estate and money market funds to provide stable returns.Paxos Lift Dollar: Relies on traditional investments like treasury bills to offer secure, steady yields.
Each method ensures yield-bearing stablecoins maintain their value while providing passive income, blending blockchain innovation with traditional financial strategies.
Top 3 Yield-Bearing Stablecoins in 2025
There are tens of yield-bearing stablecoins out there. Out of all of them, we have selected three that will offer you the best combination of security, interest and longevity. Here they are:
Ethena
Ethena is a synthetic dollar protocol offering a stablecoin, USDe, that doesn’t rely on traditional banks or fiat reserves. Instead, it uses technologically advanced strategies to maintain stability and generate yield.
Ethena achieves price stability for USDe through delta-hedging. This involves balancing the price risks of its underlying assets like ETH. For example, if Ethena holds 1 ETH, its value changes with ETH’s price. To neutralize this risk, it takes an equal short position in ETH through a derivatives exchange. The positive and negative price movements cancel out, keeping USDe’s value stable regardless of ETH’s price fluctuations.
Users can mint USDe by depositing staked Ethereum (stETH) into Ethena’s protocol. The protocol creates an equal value of USDe and hedges the ETH position with a short contract. Backing assets remain on-chain for security, minimizing counterparty risks.
USDe offers returns through two main sources. First, staked ETH earns rewards by validating transactions in Ethereum’s proof-of-stake system. These rewards come from new ETH issuance and transaction fees. Second, Ethena uses short positions in perpetual contracts. Positive funding rates on these contracts generate additional income.
Ondo Finance
Ondo Finance bridges TradFi and DeFi by offering on-chain access to real-world assets like U.S. Treasury bonds. It enables users to invest in institutional-grade financial products directly on the blockchain, ensuring compliance through KYC requirements. This opens opportunities for both crypto enthusiasts and conservative investors seeking regulated and low-risk options.
One of Ondo’s key offerings is the OUSG Fund, which provides tokenized ownership of BlackRock’s iShares Short Treasury Bond ETF. Users deposit USDC or USD, which is used to buy short-term U.S. Treasuries. These are low-risk investments, making them attractive for risk-averse investors. Ondo charges a 0.15% management fee, alongside fees from intermediaries and BlackRock.
Ondo also offers USDY, an interest-bearing stablecoin tied to yields from short-term U.S. Treasuries and bank deposits. Most of the yield is passed on to holders, while Ondo charges small operational fees. USDY can be redeemed daily and transferred to approved users globally after a holding period. The stablecoin is designed to make institutional-grade yields more accessible while adhering to strict regulations.
Eligibility for USDY is subject to geographic and citizenship restrictions. Users from many sanctioned or high-risk regions are excluded, but it is accessible to users in Europe, Latin America, Southeast Asia, and expats from the US and UK. With a minimum investment of $500, Ondo aims to lower entry barriers for its products over time.
Sky (MakerDAO)
Sky (MakerDAO) is a DAO that powers the Maker Protocol, one of the first platforms in DeFi. It allows users to generate DAI, a stablecoin backed by cryptocurrencies like ETH and USDC. Users can mint DAI by depositing approved crypto assets as collateral or buying it on the open market.
The Maker Protocol offers a savings feature called the Dai Savings Rate (DSR). This allows DAI holders to earn interest on their stablecoin. Users deposit DAI into a smart contract, where it earns a variable interest rate set by MKR token holders through governance. Deposits can be withdrawn anytime, including the earned interest.
In May 2023, MakerDAO introduced the Spark Protocol, which adds new features for lending and borrowing assets. One of its key innovations is sDAI, a yield-bearing stablecoin tied to the DSR. When users deposit DAI into Spark, they receive sDAI tokens, which represent their position in the DSR contract. These tokens accrue interest over time, increasing in value.
sDAI has several benefits. Its value grows continuously due to the interest earned from the DSR. It can be traded, staked, or used in DeFi like any other stablecoin, providing liquidity and flexibility. Users can redeem sDAI for DAI at any time, ensuring easy access to funds.
How to Earn Yield on Other Stablecoins?
If you don’t want to hold the stablecoins mentioned above, you can settle for the biggest in the game and still earn an interest – although it will be a little lower. Here’s how you can earn interest on USDC, USDT and other major stablecoins:
Crypto Lending Platforms
Crypto lending platforms connect lenders with borrowers. Lenders deposit their stablecoins, which are then loaned out to borrowers for a fee. Interest rates on these platforms can vary based on market demand and supply.
This approach allows you to earn passive income without actively managing your funds. The platform handles loan management and risk, making it a hands-off way to earn interest on stablecoins.
Savings Accounts
Many crypto banks or financial platforms offer savings accounts for stablecoins. These accounts provide interest rates higher than traditional fiat savings accounts.
Interest can be earned through flexible or fixed terms, often with compound interest, which means you earn interest not only on your initial deposit but also on the interest that accumulates over time.
This method is suitable for those looking for a straightforward and passive way to grow their stablecoins.
Crypto Exchanges
Several exchanges offer interest-earning accounts or programs for stablecoins. You can deposit your stablecoins on these exchanges to earn interest.
The rates and terms vary across platforms, and the funds might be used in the exchange’s lending or liquidity pools. This method is convenient for users who prefer keeping their stablecoins on exchanges they already use.
Lending Services
Peer-to-peer lending platforms allow direct lending between individuals. As a lender, you set the terms of the loan, including the interest rate and duration.
This method offers more control but also requires active management and a good understanding of the risks involved. It provides an opportunity to earn interest based on personalized loan agreements.
Staking
Staking involves locking up your stablecoins in some blockchain networks to support their operations. In return, you earn rewards from the network.
This process not only supports the security and operation of the blockchain but also provides a steady stream of interest. The rewards can vary based on the network and staking duration.
Yield Farming
Yield farming is an advanced DeFi strategy where you lend or stake stablecoins across different protocols to earn rewards, often in the form of additional cryptocurrency.
This strategy can be complex and involves navigating multiple DeFi platforms, but it has the potential for high yields. It requires careful management and a good understanding of the DeFi landscape.
Closing Thoughts
In conclusion, sDAI, USDe, and USDY each provide unique opportunities depending on market conditions. sDAI performs well in stable economic environments with consistent interest rates, making it ideal for passive, stable returns.
USDe is best for high-leverage environments with moderate volatility, benefiting from delta-neutral strategies. USDY shines in high-interest rate environments, offering stable yields from traditional financial instruments like U.S. Treasuries and bank deposits.
#Stablecoins #yield #yieldfarming #EthenaENA #makerdao
$ENA $USDC $USDP
Stablecoins are, by far, the most risk-free assets available in the Web3 world. But, why would somebody hold stablecoins if they will never bring any additional value over time? Because yield-bearing stablecoins exist!
In this article, we’ll give you all the information you might need to understand what yield-bearing stablecoins are and why you should hold them in your wallet. Enjoy!
What Are Yield-Bearing Stablecoins?
Yield-bearing stablecoins are cryptocurrencies that combine stability with the ability to earn passive income. They are similar to traditional financial instruments like fixed deposits or treasury notes. By simply holding these stablecoins in your wallet, you can accrue yield without actively managing investments.
The concept resembles how banks operate. When you deposit money in a bank, it remains accessible to you for transactions, but the bank loans the funds to others, earning interest. The bank then shares a portion of this interest with you. In this way, your bank balance acts like a tokenized version of your fiat money, earning interest passively.
Yield-bearing stablecoins function similarly, using blockchain technology. Depositors add assets, such as USDC, BTC, or ETH, into a stablecoin protocol. The protocol then invests these assets in various yield-generating strategies, such as lending or liquidity provisioning, and mints stablecoins to represent the deposits. The yield earned is shared proportionately among stablecoin holders.
The yield sources for these stablecoins vary. Some protocols use traditional methods like lending to generate interest. Others leverage innovative blockchain mechanisms, such as staking or DeFi strategies, to maximize returns.
Yield-bearing stablecoins provide a low-risk way to grow your holdings, combining stability with passive earning potential.
How Do These Stablecoins Generate Yield?
Yield-bearing stablecoins earn returns through three main methods: DeFi native yield, crypto derivatives, and traditional finance (TradFi) with real-world assets (RWAs). Each strategy uses distinct financial techniques to generate income for stablecoin holders.
DeFi Native Yield
DeFi platforms generate yield by utilizing the supply and demand for crypto assets like Ethereum and Bitcoin. These platforms employ lending and borrowing protocols to earn interest, which is distributed to stablecoin holders.
MakerDAO’s sDAI: This stablecoin accrues yield through the DAI Savings Rate (DSR), where users deposit DAI to earn interest.Ethena Finance: It uses delta-neutral hedging to generate yield while stabilizing its stablecoin’s value.
Crypto Derivatives
Yield from crypto derivatives comes from liquid staking tokens and restaking. These instruments derive value from staked crypto assets, such as Ethereum.
Prisma Finance’s mkUSD: Backed by staking derivatives, it distributes staking rewards to holders.Davos Protocol’s DUSD: Maximizes yield through restaking derivatives, which involve staking assets multiple times.
TradFi and RWAs
TradFi and RWAs tokenize traditional financial assets, like treasury bills and corporate bonds, to generate stable returns.
Ondo Finance & Flux Finance: Invest in tokenized financial instruments for predictable yields.Mountain Protocol & stEUR: Use diversified assets like real estate and money market funds to provide stable returns.Paxos Lift Dollar: Relies on traditional investments like treasury bills to offer secure, steady yields.
Each method ensures yield-bearing stablecoins maintain their value while providing passive income, blending blockchain innovation with traditional financial strategies.
Top 3 Yield-Bearing Stablecoins in 2025
There are tens of yield-bearing stablecoins out there. Out of all of them, we have selected three that will offer you the best combination of security, interest and longevity. Here they are:
Ethena
Ethena is a synthetic dollar protocol offering a stablecoin, USDe, that doesn’t rely on traditional banks or fiat reserves. Instead, it uses technologically advanced strategies to maintain stability and generate yield.
Ethena achieves price stability for USDe through delta-hedging. This involves balancing the price risks of its underlying assets like ETH. For example, if Ethena holds 1 ETH, its value changes with ETH’s price. To neutralize this risk, it takes an equal short position in ETH through a derivatives exchange. The positive and negative price movements cancel out, keeping USDe’s value stable regardless of ETH’s price fluctuations.
Users can mint USDe by depositing staked Ethereum (stETH) into Ethena’s protocol. The protocol creates an equal value of USDe and hedges the ETH position with a short contract. Backing assets remain on-chain for security, minimizing counterparty risks.
USDe offers returns through two main sources. First, staked ETH earns rewards by validating transactions in Ethereum’s proof-of-stake system. These rewards come from new ETH issuance and transaction fees. Second, Ethena uses short positions in perpetual contracts. Positive funding rates on these contracts generate additional income.
Ondo Finance
Ondo Finance bridges TradFi and DeFi by offering on-chain access to real-world assets like U.S. Treasury bonds. It enables users to invest in institutional-grade financial products directly on the blockchain, ensuring compliance through KYC requirements. This opens opportunities for both crypto enthusiasts and conservative investors seeking regulated and low-risk options.
One of Ondo’s key offerings is the OUSG Fund, which provides tokenized ownership of BlackRock’s iShares Short Treasury Bond ETF. Users deposit USDC or USD, which is used to buy short-term U.S. Treasuries. These are low-risk investments, making them attractive for risk-averse investors. Ondo charges a 0.15% management fee, alongside fees from intermediaries and BlackRock.
Ondo also offers USDY, an interest-bearing stablecoin tied to yields from short-term U.S. Treasuries and bank deposits. Most of the yield is passed on to holders, while Ondo charges small operational fees. USDY can be redeemed daily and transferred to approved users globally after a holding period. The stablecoin is designed to make institutional-grade yields more accessible while adhering to strict regulations.
Eligibility for USDY is subject to geographic and citizenship restrictions. Users from many sanctioned or high-risk regions are excluded, but it is accessible to users in Europe, Latin America, Southeast Asia, and expats from the US and UK. With a minimum investment of $500, Ondo aims to lower entry barriers for its products over time.
Sky (MakerDAO)
Sky (MakerDAO) is a DAO that powers the Maker Protocol, one of the first platforms in DeFi. It allows users to generate DAI, a stablecoin backed by cryptocurrencies like ETH and USDC. Users can mint DAI by depositing approved crypto assets as collateral or buying it on the open market.
The Maker Protocol offers a savings feature called the Dai Savings Rate (DSR). This allows DAI holders to earn interest on their stablecoin. Users deposit DAI into a smart contract, where it earns a variable interest rate set by MKR token holders through governance. Deposits can be withdrawn anytime, including the earned interest.
In May 2023, MakerDAO introduced the Spark Protocol, which adds new features for lending and borrowing assets. One of its key innovations is sDAI, a yield-bearing stablecoin tied to the DSR. When users deposit DAI into Spark, they receive sDAI tokens, which represent their position in the DSR contract. These tokens accrue interest over time, increasing in value.
sDAI has several benefits. Its value grows continuously due to the interest earned from the DSR. It can be traded, staked, or used in DeFi like any other stablecoin, providing liquidity and flexibility. Users can redeem sDAI for DAI at any time, ensuring easy access to funds.
How to Earn Yield on Other Stablecoins?
If you don’t want to hold the stablecoins mentioned above, you can settle for the biggest in the game and still earn an interest – although it will be a little lower. Here’s how you can earn interest on USDC, USDT and other major stablecoins:
Crypto Lending Platforms
Crypto lending platforms connect lenders with borrowers. Lenders deposit their stablecoins, which are then loaned out to borrowers for a fee. Interest rates on these platforms can vary based on market demand and supply.
This approach allows you to earn passive income without actively managing your funds. The platform handles loan management and risk, making it a hands-off way to earn interest on stablecoins.
Savings Accounts
Many crypto banks or financial platforms offer savings accounts for stablecoins. These accounts provide interest rates higher than traditional fiat savings accounts.
Interest can be earned through flexible or fixed terms, often with compound interest, which means you earn interest not only on your initial deposit but also on the interest that accumulates over time.
This method is suitable for those looking for a straightforward and passive way to grow their stablecoins.
Crypto Exchanges
Several exchanges offer interest-earning accounts or programs for stablecoins. You can deposit your stablecoins on these exchanges to earn interest.
The rates and terms vary across platforms, and the funds might be used in the exchange’s lending or liquidity pools. This method is convenient for users who prefer keeping their stablecoins on exchanges they already use.
Lending Services
Peer-to-peer lending platforms allow direct lending between individuals. As a lender, you set the terms of the loan, including the interest rate and duration.
This method offers more control but also requires active management and a good understanding of the risks involved. It provides an opportunity to earn interest based on personalized loan agreements.
Staking
Staking involves locking up your stablecoins in some blockchain networks to support their operations. In return, you earn rewards from the network.
This process not only supports the security and operation of the blockchain but also provides a steady stream of interest. The rewards can vary based on the network and staking duration.
Yield Farming
Yield farming is an advanced DeFi strategy where you lend or stake stablecoins across different protocols to earn rewards, often in the form of additional cryptocurrency.
This strategy can be complex and involves navigating multiple DeFi platforms, but it has the potential for high yields. It requires careful management and a good understanding of the DeFi landscape.
Closing Thoughts
In conclusion, sDAI, USDe, and USDY each provide unique opportunities depending on market conditions. sDAI performs well in stable economic environments with consistent interest rates, making it ideal for passive, stable returns.
USDe is best for high-leverage environments with moderate volatility, benefiting from delta-neutral strategies. USDY shines in high-interest rate environments, offering stable yields from traditional financial instruments like U.S. Treasuries and bank deposits.
#Stablecoins #yield #yieldfarming #EthenaENA #makerdao
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