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Ministry of Finance of the Russian Federation: the digital ruble will become available to everyone in 2024.
In 2024, all Russians will be able to open a wallet to pay in digital rubles. This was stated by Russian Finance Minister Anton Siluanov.
“This technology is developing and will continue to develop. Next year, I’m sure that we will all be able to try to open a digital wallet and be able to pay in a new currency,” he said.
According to the minister, there are already agreements with the Central Bank of the Russian Federation on the use of the instrument in the budget system.
On December 7, the State Duma of the Russian Federation adopted a law providing for the integration of the digital ruble into the system of tax regulation and control. From 2025, the asset can be recovered if there is a shortage or absence of other funds in the citizen’s account.
Let us remind you that the probable losses of banks due to the digital ruble were estimated at ₽95 billion. Its introduction will deprive commercial organizations of commission income from processing card payments, but in the long term the impact on their profitability will be moderate.
In October, it became known that foreign banks would gain access to the digital ruble in 2025
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In 2024, all Russians will be able to open a wallet to pay in digital rubles. This was stated by Russian Finance Minister Anton Siluanov.
“This technology is developing and will continue to develop. Next year, I’m sure that we will all be able to try to open a digital wallet and be able to pay in a new currency,” he said.
According to the minister, there are already agreements with the Central Bank of the Russian Federation on the use of the instrument in the budget system.
On December 7, the State Duma of the Russian Federation adopted a law providing for the integration of the digital ruble into the system of tax regulation and control. From 2025, the asset can be recovered if there is a shortage or absence of other funds in the citizen’s account.
Let us remind you that the probable losses of banks due to the digital ruble were estimated at ₽95 billion. Its introduction will deprive commercial organizations of commission income from processing card payments, but in the long term the impact on their profitability will be moderate.
In October, it became known that foreign banks would gain access to the digital ruble in 2025
#рубль #BinanceTournament #Россия #Russia #BRC20
$BTC $ETH $BNB
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The digital financial assets market volume reached 316 billion rubles
In the first nine months of 2024, 470 issues of digital financial assets with a total volume of about 316 billion rubles took place. This was reported by RBC with reference to a report by the Expert RA rating agency.
According to analysts, more than 98% of the CFA issues were simple cash claims, with maturity periods halving from the previous year to an average of 123 days.
According to analysts, more than 98% of the CFA issues were simple cash claims, with maturity periods halving from the previous year to an average of 123 days.
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Experts estimate banks' minimum costs for launching digital ruble
Commercial banks will need investments of between 120 million and more than 200 million rubles to connect to the national digital currency platform. This was stated by experts interviewed by Kommersant.
This includes “costs for infrastructure, information security, application software and integration work with existing intra-bank systems, and as the number of connected clients and the number of transactions increases, additional investments will be required in infrastructure development and the purchase of licenses.”
This includes “costs for infrastructure, information security, application software and integration work with existing intra-bank systems, and as the number of connected clients and the number of transactions increases, additional investments will be required in infrastructure development and the purchase of licenses.”
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