Simple Earn

The simple way to Deposit & Earn

Principal-protected Products

Earn rewards on principal-protected products.

Coin

APR

Duration(Days)

Learn More

Flexible Products

Subscribe at any time and start earning rewards.

Redemption Policy

Flexible Loans

Real-Time APR

Locked Products

Lock assets for a fixed term and earn higher rewards

Rewards Distribution Timeline

Daily Maintenance Schedule

Redemption Policy

Launchpool & Megadrop Rewards

Eligible Simple Earn users will automatically participate in Launchpool (applies to both Flexible and Locked BNB) and Megadrop (only applicable to Locked BNB) for rewards.

Historical Rewards

Megadrop FAQ

Launchpool FAQ

Auto-Subscribe

Hassle-free automatic subscription for Flexible or Locked.

Flexible Products

Locked Products

Frequently Asked Questions

How does Simple Earn work?

Simple Earn allows users to earn rewards by depositing their digital assets for either flexible or locked periods of time.

Users can subscribe to Flexible Products at any time to start earning rewards every minute. Locked Products offer different locked terms and rewards are distributed on a daily basis.

Simple Earn is a principal protected product. Your deposits are protected by Binance in token amount (value of the assets are subject to market fluctuation).

What rewards can I earn from Flexible Products?

Flexible Products distribute rewards based on Real-Time APR and Bonus Tiered APR. Rewards distributed are rounded down to 8 decimal places.

Real-Time APR is a live indication of rewards you can receive, and is subject to change every minute. Rewards are accrued and directly accumulated in your Earn Wallet every minute.

Bonus Tiered APR is offered from time to time on selected Flexible Products through a tiered rate structure, and is subject to change on a daily basis. These rewards are accrued the day after subscription, starting at 00:00 UTC. You will start receiving reward distributions in your Spot Wallet the day after accrual starts (two days after subscription) between 00:00 UTC and 08:00 UTC.

What is the redemption policy for Flexible Products?

Your Flexible Product assets will be returned to your Spot Wallet immediately upon successful processing of redemption requests.

However, daily redemption limits apply to each Flexible Product, and are subject to change at any time. These limits and potential delays in receiving redemption proceeds may be a result of various factors, including but not limited to: extreme market volatility, network delays, a significant number of simultaneous instructions to redeem from other Binance users, or any other unanticipated events.

Where can I look for the rewards I have earned for Flexible Products?

Real-Time APR rewards are added every minute directly on the balance of each Flexible Product in your Earn Wallet (not your Spot Wallet). Bonus Tiered APR rewards are distributed to your Spot Wallet daily. You can refer to your Earn Wallet on the rewards you have earned, or Simple Earn History for the historical records under ‘Real-Time APR Rewards’ or ‘Bonus Tiered APR Rewards’.

What rewards can I earn for Locked Products?

Locked Product APR is subject to change on a daily basis. These rewards are accrued the day after subscription, starting at 00:00 UTC. You will start receiving reward distributions in your Spot Wallet the day after accrual starts (two days after subscription) between 00:00 UTC and 08:00 UTC.