The belief that XRP holders will become millionaires is unfounded, despite optimistic predictions of its price reaching $5, $10, or even $100 with Ripple's marketing and partnerships. The current market reality makes this scenario unlikely. To achieve a $5 XRP price, a $269 billion market cap would be required, while a $10 XRP price would demand a $539 billion market cap, and a $100 XRP price would need a $5 trillion market cap. With the crypto market cap below $3 trillion, these figures seem improbable. XRP has historically reached a $115 billion market cap, resulting in a $3.02 price, meaning a modest 3x return on investment compared to the current price. It is more realistic to expect XRP's market cap to range between $120 billion and $200 billion, with prices ranging from $2.20 to $3.70. Even with a $200 billion market cap, the return on investment would only be 6x. Therefore, XRP surges and dreams of becoming a millionaire seem unlikely, and it may be worth considering other investment options. Thorough research should always be conducted before investing.

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