Unmissable Launch: E-book “Uncomplicated Cryptocurrencies - A Guide for Beginners”

It is with great enthusiasm that I present my new e-book, “Uncomplicated Cryptocurrencies - A Guide for Beginners”.

After an intense journey of research, analysis and investment, I realized that many beginners in the cryptocurrency market face difficulties in understanding the basic concepts.

With this in mind, I created this e-book to provide the essential information that every beginner needs to operate safely and confidently. In a practical and uncomplicated way, you will have access to updated data on the cryptocurrency scene, preparing you to face the financial market with more security.

Why buy this e-book?

Essential Content: Covers the main concepts and strategies for beginners.

Accessible Language: Clear and direct explanations, without complicated jargon.

Real Experience: Based on real experiences of investment.

Updated: Relevant and current information about the cryptocurrency market.

I highly recommend this e-book to all beginners who want to deepen their knowledge and operate more safely. With it, you will be much better prepared to navigate the cryptocurrency financial market.

Get it now for only R$ 29.90 and start your journey into the cryptocurrency world on the right foot! Available on Amazon.com.br.

Special Bonus: I will be giving away a copy of the e-book to one subscriber to my channel! To participate, subscribe to the channel and comment on this post with the phrase “I want this e-book

Federal Government Proposes Limiting Minimum Wage Growth

The federal government has filed a bill in the Chamber of Deputies that limits real growth in the minimum wage to a maximum of 2.5% per year, as part of a fiscal adjustment package. The measure aims to save R$$ 2.2 billion in 2025 and R$$ 9.7 billion in 2026. Currently, the minimum wage is adjusted based on the variation in the INPC and real GDP growth from two years prior. The new bill establishes that the real increase in the minimum wage cannot be less than 0.6%.

In addition, the bill proposes changes to the rules for granting the Continuous Benefit Payment (BPC), including considering the sum of the monthly income of all family members and prohibiting deductions not provided for by law. It also determines that anyone who owns assets or properties above the Income Tax exemption value will not be able to enjoy the benefit, with an expected savings of R$$ 2.0 billion per year.

Another measure included in the project is the mandatory biometric registration for the granting, maintenance and renewal of social security benefits, with an expected savings of R$$ 2.5 billion per year. The project also adjusts the Bolsa Família parameters, establishing maximum rates for single-person families, with an expected savings of R$$ 2.0 billion in 2025 and R$$ 3.0 billion annually from 2026 onwards.

Finally, the project foresees that federal expenditure allocated to the Constitutional Fund of the Federal District (FCDF) will grow limited to the IPCA, with an expected savings of R$$ 800 million in 2025 and R$ 1.5 billion in 2026.

Source: IstoÉ Dinheiro

Ibovespa records worst performance in eight years

The Ibovespa, or Bovespa Index, is the main indicator of the performance of shares traded on the Brazilian Stock Exchange, B3 (Brazil, Stock Exchange, Counter). Created in 1968, the Ibovespa reflects the performance of the shares of the most representative and liquid companies in the Brazilian stock market.

Global volatility and the perception of fiscal deterioration reinforced in the market after the presentation of the fiscal package were the main factors that contributed to the Ibovespa recording its worst performance since 2016, the year in which Brazil faced a historic recession.

According to a survey by Elos Ayta, that year, the index fell 4.65%. Now, in 2024, the drop reached 4.09% between the trading sessions of November 26 and 28, closing the month with a cumulative decline of 3.12%. On the exchange rate side, the dollar accumulated significant increases. When looking at the monthly, annual and last 12 months, the Ptax dollar ended November quoted at R$$ 6.0535, the highest nominal value in history.

In real terms, adjusted by the Brazilian IPCA and the American CPI, the historical high continues to be that of September 2002, when the exchange rate reached the level of R$$ 8.75. The accumulated increase of 25.04% in 2024 places the dollar as one of the protagonists of the year, registering the highest appreciation since 2020.

The positive highlight of the month of November is bitcoin, which rose an impressive 43.87% in the period, accumulating an increase of 211.13% in 12 months. The IFIX, an index of real estate funds, registered a drop of 2.11% in November.

In the year, it accumulates losses of 5.26%. According to Elos Ayta, the scenario for the real estate sector remains challenging, especially in light of the environment of fiscal uncertainty and the rise of the dollar, factors that directly impact the market.

Source: CNN Brasil

Guys, to all who really want the e-book, I need an email so I can forward it. Hugs and happy studying!

Warren Buffett Donates R$ 6.55 Billion in Berkshire Shares

Centibillionaire Warren Buffett increased his philanthropic donations record by more than R$ 5.7 billion last Monday (27) and, at the same time, updated his will, in an animated and emotional letter to the shareholders of his company, Berkshire Hathaway. 

Buffett announced that he will donate approximately R$ 6.55 billion in Berkshire shares to his family's charitable foundations, including those managed by his three children: Howard, Peter and Susie Buffett.

The investor reaffirmed his desire for his children to “gradually distribute” all the Berkshire shares he owns – the papers represent 99.5% of his fortune. Buffett explained that he “never wanted to create a dynasty or pursue any plan that extended beyond his children.” Since pledging in 2006 to give away most of his wealth, he has given away 56.6% of his Berkshire holdings. At 94, Buffett revealed that he has revamped his estate plan for when he dies. The billionaire indicated that he has named three “successor trustees” for each of his children in his will. Should anything happen to his children, who are between 66 and 71 years old, the trio who will oversee his fortune after his death must make unanimous decisions on the release of any funds. “Tomorrow’s decisions are probably better made by three living, well-directed brains than by one dead hand,” Buffett explained. Buffett, widely considered the most renowned stock investor in history, offered some blunt advice on estate planning on Monday that applies beyond the few who possess wealth of his magnitude. “When your children are mature, have them read your will before you sign it,” Buffett wrote, adding, “You don’t want your children asking ‘Why?’ about your will when you can no longer answer.”

Source: Forbes Brazil

How the agricultural sector can benefit from digital commodities

The digital revolution is advancing at a rapid pace in agribusiness, with blockchain and asset tokenization emerging as leading solutions to transform the way agricultural commodities are traded and managed.

With the ability to track each stage of the production cycle and create smart contracts, these technologies offer greater transparency and security for businesses, in addition to facilitating the trading of assets in the digital market.

Traceability is one of the main benefits that blockchain provides to agribusiness. Through this technology, it is possible to monitor, in real time, the path of commodities, such as soybeans and corn, from planting to the consumer market.

This visibility increases the confidence of buyers and investors, in addition to reducing the risk of fraud and adulteration. For Eduardo Novillo Astrada, CEO of Agrotoken, a pioneering company in commodity tokenization, “traceability is what sets blockchain apart, allowing each tokenized unit of soybeans or corn to be linked to the physical asset in a transparent and secure manner.”

For him, this innovation guarantees the origin of the product and improves the competitiveness of Brazilian agribusiness, one of the most important in the world.

Source: Dinheiro Rural

The Mighty Dogecoin

It started out as a joke, but it's now one of the leading cryptocurrencies on the market. Dogecoin, launched in December 2013 by Billy Markus and Jackson Palmer, has been struggling for the past three years (as have many other cryptocurrencies).

However, this digital currency has suddenly risen 250% since the election of Donald Trump, the president-elect of the United States, who will take office again in 2025.

The rise began in October. At the beginning of the month, one dogecoin was worth 60 cents. On the 30th, the meme-coin was already worth R$615689278781. Then, on November 12, six days after Trump’s victory was announced, Dogecoin reached R615689278782.25, and then peaked at R615689278782.64 on the 23rd. It was inspired by a 2013 meme, Doge, which always features a cute Japanese Shiba Inu dog. The initial idea was to poke fun at other cryptocurrencies. Palmer, in an interview with the Epicenter podcast, said the goal was to do the most ridiculous thing possible — to create an undesirable currency. But what does the rise of the meme coin have to do with Trump’s second victory in the US elections? The cryptocurrency market as a whole did well with Trump’s election. Already during the campaign, the Republican began to court and reach out to some cryptocurrency advocates. One of them was one of the main voices of the presidential campaign: billionaire businessman Elon Musk.

Musk, who has called himself "The Dogefather" (a pun on the English title of the movie The Godfather), entered the campaign using the algorithm of his social network, X (which was once Twitter), to boost Trump, participating in rallies and donating US$615,689,278,781 million per day to attract voters to the Republican party.

Musk's personal interest in the appreciation of dogecoin is not the only conflict of interest in this whole story. Both Tesla and SpaceX, companies of which Musk is CEO, have million-dollar contracts with the United States government, of which the businessman is now a part.

North Korean hackers stole billions of dollars in cryptocurrency

Hackers from North Korea have infiltrated hundreds of companies around the world, including large corporations, to steal trade secrets and cryptocurrency, according to security researchers. The topic was addressed at a conference focused on cyberspace threats held last Friday (22), in the United States.

According to Microsoft analysts, the attackers sponsored by the North Korean government pose as IT experts to be hired, using fake identities and LinkedIn profiles with invented information. Many of them use AI to modify photos and voices.

Deceiving recruiters, they are hired to work remotely, receiving laptops at addresses in the USA. On the laptops, facilitators who are part of the scheme install programs so that North Korean spies can access files and other data without revealing their true location.

The Redmond giant reported having also observed cybercriminals involved in this action operating from Russia and China. In one such campaign, the group known as “Ruby Sleet” compromised data from aerospace and defense companies to improve North Korea’s navigation and weapons systems.

Cryptocurrency theft

In another scheme uncovered by Microsoft, members of the “Sapphire Sleet” group pretended to be investors and recruiters to steal cryptocurrency from companies and individuals. They set up virtual meetings with potential victims and tricked the targets into downloading a tool for video calling and another for skills assessment.

However, these programs contained malware to hack crypto wallets that were installed silently. In just six months, the method made it possible to steal US$$ 10 million in crypto assets (R$$ 59.8 million at the exchange rate of the day), according to the report.

Source: Tecmundo

Bitcoin as a Store of Value and Its Impact on Society

Bitcoin is often compared to digital gold due to its characteristics that make it an attractive store of value. A store of value is an asset that maintains its value over time, without depreciating significantly. Here are some reasons why Bitcoin is viewed this way:

Scarcity: Bitcoin has a limited supply of 21 million coins. This programmed scarcity creates a perception of value, similar to gold, which is also limited in quantity.

Decentralization: Unlike fiat currencies, which are controlled by governments and central banks, Bitcoin is decentralized. This means that it is not subject to inflationary monetary policies, which can erode the value of traditional currencies.

Security and Immutability: Bitcoin transactions are recorded on a blockchain, which is highly secure and immutable. This gives investors confidence that their holdings cannot be easily compromised.

Portability and Divisibility: Bitcoin can be easily transferred across borders and is highly divisible, allowing transactions of any value. This makes it a practical option for storing and transferring value.

Societal Impacts

The cryptocurrency market, with Bitcoin at the forefront, has several significant impacts on society:

Financial Inclusion: Cryptocurrencies provide access to financial services for the unbanked or underbanked, especially in regions where traditional banking systems are inaccessible or inefficient.

Technological Innovation: The blockchain technology that underpins Bitcoin is driving innovation in a variety of sectors, from supply chain to healthcare, increasing efficiency and transparency.

In short, Bitcoin as a store of value and the cryptocurrency market in general are shaping the future of finance and technology, bringing both opportunities and challenges to society.

Ethereum Bearish Alert!!

If you have Ethereum in your wallet, I recommend you read this post and then make your decisions, but as you know, the cryptocurrency market is volatile and what we have to analyze are charts, so the decision to buy or sell is entirely yours.

Ethereum (ETH), the second largest cryptocurrency by market value, may be on the verge of a worrying correction. A bearish technical formation suggests that the price of the coin may face a substantial pullback, while sellers reinforce positions betting against the digital asset.

Cryptocurrency analyst Abiodun Oladokun drew attention to an emerging technical pattern on the ETH/USD daily chart: the possibility of a death cross on the MACD, a situation in which the MACD line crosses below the signal line. According to him, this technical event signals the weakening of bullish momentum and an increase in selling pressure.

“A death cross on the MACD is not just a technical signal, but a strong indication of an imminent decline,” explained Oladokun. This pattern is usually a harbinger of accelerated depreciation, which could push the price of Ethereum to lower levels.

Indicators reinforce the bearish scenario

Another worrying sign comes from the Aroon indicators, which monitor trend changes. The Aroon Down line, currently at 78.57%, suggests an increase in the frequency of new lows in the price of Ethereum and strengthening of selling power.

If Ethereum breaks the support mark at US$ 3.203, analysts predict that the asset could enter a downward spiral, with the next target being the psychological zone of US$ 3.000.

An optimistic view in the midst of the storm

Despite the gloomy forecasts, analyst Ali Martinez offers a more encouraging outlook. He suggests that if there is an unexpected increase in demand for Ethereum, the pessimistic scenario could be reversed.

“Ethereum still has potential to recover and reach US$ 3.500,” Martinez said.

Source: Investing.com

Brazil withdraws R$$ 61 million from cryptocurrency funds!!

Brazil's weekly contributions to cryptocurrency-based funds fell by a net US$$ 10.5 million, R$$ 61.2 million, in the weekly accumulated amount of last Friday, the 15th, a period in which these investment products registered US$$ 2.2 billion in net inflows, according to CoinShares.

According to the cryptocurrency manager's report, Sweden and Germany withdrew net amounts of US$$ 58.1 million and US$$ 6.8 million, respectively. These figures are considered modest when compared to the buying pressure of the United States in net US$$ 2.2 billion. In the same direction, Hong Kong, Australia, Canada and Switzerland recorded weekly positive balances of US$$ 27 million, US$$ 18.3 million, US$$ 13 million and US$$ 2.5 million, respectively.

CoinShares highlighted that the first half of the week showed a peak of US$$ 3 billion, while the second week was marked by net outflows totaling US$$ 866 million, which followed bitcoin's all-time high. The accumulated total for 2024 reached US$$ 33.5 billion.

In the opposite direction, the main net withdrawals were from ARK 21 Shares ETF, Grayscale, Bitwise ETFs and CoinShares XBT, of US$$ 153 million, US$$ 108 million, US$$ 66 million and US$$ 61 million, respectively.

In the previous week, national contributions to cryptocurrency funds exceeded US$$ 1 billion for the first time in history.

Source: Exame

Bitcoin, Ethereum, and Dogecoin Enter Euphoria Stage

Expert maps out bull market stages and points out that significant gains are on the way; current phase could attract large investors.

Blockworks co-founder Jason Yanowitz predicts that the cryptocurrency market is entering its most exciting phase, dubbed “Euphoria.” According to him, this is the third stage of a bull market, which began in January 2023 with the “Renaissance” phase. Yanowitz explained the full cycle in a series of posts on the X platform (formerly Twitter), detailing each of the four typical phases of a bull market.

In the expert’s view, the “Euphoria” phase, which officially began on November 5, shortly after the US presidential election, marks a period where significant gains can be seen in coins such as Bitcoin, Ethereum, and Dogecoin. He describes this moment as a “beautiful but fleeting” window that precedes the arrival of opportunists and excesses in the market.

According to Yanowitz, the previous “Excitement” phase saw some cryptocurrencies reach near all-time highs, albeit without attracting many new investors. Now, in the current phase, he predicts that institutional investors will start making substantial allocations to Bitcoin and Ethereum, while venture capital funds will launch sooner than expected.

As the market moves into new phases, experts recommend paying close attention to maximize opportunities and mitigate risks.

Stop being alienated and decide if this is what you want for Brazil

A left-wing government can present several disadvantages, depending on the implementation of its policies. A common criticism is excessive state intervention in the economy, which can lead to inefficiency and a lack of competitiveness. Bureaucracy and excessive regulation can stifle entrepreneurship and hinder economic growth.

Another critical point is the high tax burden required to support broad social programs. This can discourage investment and reduce companies’ capacity for innovation. In addition, income redistribution, although well-intentioned, can create excessive dependence on the state, discouraging individual effort and meritocracy.

The centralization of power is another concern, as it can lead to a reduction in individual freedoms and the concentration of decision-making in the hands of a few. In some cases, this can result in corruption and mismanagement of public resources. The emphasis on equality policies can sometimes ignore regional and cultural differences, imposing uniform solutions that do not meet the specific needs of each community.

These criticisms reflect concerns about the sustainability and efficiency of a left-wing government, highlighting the importance of a balance between state intervention and economic freedom.

Now answer the truth if this conduct will make Brazil grow.

How can a right-wing government contribute to the crypto market!!

The conservative right-wing political vision in Brazil values ​​the preservation of traditions, the defense of the family and the importance of religion in society. Conservatives believe in a limited government, with less state intervention in the economy, promoting individual freedom and private property. Public safety is a priority, with strict policies against crime and the strengthening of security forces.

In addition, the conservative right defends an education based on traditional values ​​and meritocracy, where individual effort is rewarded. In the economic field, there is strong support for the free market, tax reduction and debureaucratization, aiming to stimulate entrepreneurship and economic growth.

My political vision is aligned with the right, as I believe that these guidelines are fundamental for the sustainable development of the country, guaranteeing freedom, security and prosperity for all citizens. I believe that an efficient government should focus on creating a favorable environment so that each individual can reach their maximum potential, respecting the values ​​and traditions that form the basis of our society.

Tell us in the comments what your political vision is without offending anyone!!

Donald Trump invites Jair Bolsonaro to attend his inauguration as the new US President

THE PROXIMITY BETWEEN DONALD TRUMP AND JAIR BOLSONARO IS A GREAT BOTHER TO THE BRAZILIAN COMMUNIST AND DELETERIC LEFT, EVEN BEFORE THE US PRESIDENT TAKES OFFICE ON JANUARY 20, 2025.

The invitation to Donald Trump's inauguration ceremony was made by telephone by Eduardo Bolsonaro, who mediated the dialogue shortly after the Republican's victory in the United States.

Former President Jair Bolsonaro depends on authorization from the Supreme Court to be able to travel, since his passport was seized in February by order of Alexandre de Moraes, even though there was no just cause for the restriction.

Leave your opinion on the importance of this moment for the crypto market.

CATZILLA Expected to Surpass WIF and PEPE

A new memecoin is taking the crypto world by storm, putting pressure on POPCAT. CATZILLA is rapidly gaining traction, with some predicting it could cross the $1 mark by 2025. This emerging competitor could disrupt the market and change the game for investors and enthusiasts alike.

Catzilla Unleashed: The Meme Coin Poised for Massive Gains
In a world where financial freedom seems unattainable, a new opportunity emerges—Catzilla! Born from the meme culture craze and poised for explosive growth, this is the meme coin investors have been waiting for!

The Mission: Disrupt the Market. Rewrite the Rules
Catzilla aims to transform the traditional systems that hold you back. It’s time to build a new landscape where you can stand up and claim your share. With each phase of this presale, the potential for growth increases. This opportunity is available now, and by joining Catzilla, you can position yourself for potential future growth.

While POPCAT and other memecoins show moderate short-term potential, Catzilla stands out with its ambitious goal of financial freedom for all. Offering a 700% ROI during its pre-sale and a triple utility token, Catzilla unites crypto enthusiasts to challenge existing systems and aims to break the $1 mark by 2025.

Source: Cointimes

Top 3 Cryptocurrencies That Can Turn $1K into $500K by 2026

Imagine turning a modest sum into half a million dollars in a few years. Certain cryptocurrencies have the potential for such dramatic growth by 2026.

CYBRO: Your Gateway to Unparalleled Crypto Profits! 🚀
Welcome to the world where CYBRO is redefining the rules of crypto investing and putting GIGA PROFITS within your reach. Built on the revolutionary Blast blockchain, CYBRO maximizes your crypto earnings like never before. Whether you’re yield farming, accumulating ETH, or simply HODLing for epic returns, this is the token for those who know how to win.

TRON (TRX): Empowering Content Creators with Decentralized Technology

TRON (TRX) is a decentralized blockchain platform designed to give digital content creators full ownership of their work. By cutting out middlemen like YouTube and Facebook, it allows creators to connect directly with their audience and earn rewards without sharing profits with third parties. TRON supports smart contracts and decentralized applications (dApps), making it a versatile tool for developers.

Solana (SOL): A Scalable Platform for Decentralized Applications

Solana is a blockchain platform focused on scalability, providing a foundation for decentralized applications (dApps). Competing with Ethereum and Cardano, it aims to provide faster transactions through unique architectural choices. Developers can use multiple programming languages, adding flexibility to the platform. SOL is Solana’s native cryptocurrency and plays a central role in its ecosystem. It facilitates transactions, runs custom programs, and rewards those who support the network. The SOL coin maintains its value by sustaining Solana’s operations and giving users access to various projects.

So, out of the coins listed here, have you been waiting for the big moment?

Source: Cointimes

Why does Russia want to create a BRICS cryptocurrency?

The Ministry of Finance and the Central Bank of Russia presented a report on Tuesday (15) analyzing the need to create an alternative to the traditional financial system — in addition to making harsh criticisms of the International Monetary Fund (IMF). The publication takes place in the context of the 16th summit of BRICS leaders, scheduled to take place between October 22 and 24. 

  Russia is currently the country that presides over BRICS (the acronym in English for Brazil, Russia, India, China and South Africa), a group of developing countries that has been trying to strengthen ties with each other and has even included other nations, such as Iran, Saudi Arabia and the United Arab Emirates. 

The group's debates have revolved around several topics. Among them, the replacement of the dollar as a means of payment between the countries of the bloc — a criticism that is endorsed by China, Brazil and Russia itself. 

This debate was sparked by Russia’s exclusion from Swift, the international payments system. Since then, the country has been seeking alternatives for cross-border transfers. The country has also started using the yuan in 70% of its commercial transactions.

Thus, the solution presented in the report is to advocate a cross-border payments system via Digital Ledger Technology (DLT, the fancy name for blockchain). In other words, Russia suggests creating a kind of BRICS cryptocurrency.

Why does Russia want to create the BRICS cryptocurrency?

According to the 48-page document, global cross-border trade has mainly taken place in regions of emerging countries and developing economies. However, international investments have not kept up with this flow of resources.

Source: Your Money

So, what will Drex change in my life?

Drex, the pilot project of the digital real of the Central Bank of Brazil, is in its second phase of testing and promises to bring significant changes to everyday life. Here are two main applications that can help you save money:

Investment Fragmentation:

Drex will allow you to use your investments in Treasury Direct bonds as collateral to increase your credit card limit. The novelty is that you will be able to divide your investment into several tokens of lower value, which offers more flexibility and security. For example, if you have R$ 15 thousand invested, you can create three tokens of R$ 5 thousand each, avoiding the risk of compromising your entire investment.

Buying and Selling Cars:

The Drex platform will facilitate the transfer of vehicles through smart contracts. This means that you will be able to carry out much of the process of transferring an asset directly from home, making the process more transparent and secure. Smart contracts ensure that the exchange of documents and money occurs automatically when both parties meet their conditions.

These innovations not only make transactions safer and more efficient, but also help reduce costs, such as loan and financing fees, by minimizing human error and default risks. Drex is creating an integrated digital ecosystem that promises to transform the way we deal with money and contracts on a daily basis.

There are still many issues to be resolved, and the Central Bank continues to develop and test Drex to ensure its effectiveness and security.

And you, do you think Drex really comes to help or control and ensure more taxation in the population's pockets?

Source: Your money

Bitcoin hits new all-time high in reais: What this means for investors

Many experienced investors consider an ATH to be just the beginning of a new appreciation cycle, especially when the asset has solid market fundamentals.

The appreciation of Bitcoin in reais can therefore be seen as a stimulus for new purchases. The growth potential, especially considering that the ATH in dollars has not yet been reached, can attract investors looking to take advantage of a bullish moment without necessarily needing to “bet everything at once”.

The question of “how much is needed to get started” is common among retail investors. It is essential to remember that Bitcoin allows for fractional purchases, that is, you do not need a large amount to start investing.

With the current price of Bitcoin, which is around hundreds of thousands of reais, many wonder whether they should invest only when they have this amount available. The answer is no: the ideal is to make periodic purchases at affordable amounts, taking advantage of the average price over time.

Regular buying strategies help to reduce exposure to volatility and allow investors to build their portfolio consistently, without rushing or needing to try to predict the market. Therefore, any amount is sufficient to start and benefit from potential future appreciation.

For those who already own Bitcoin, one approach may be to adopt gradual selling, a strategy that was widely discussed and applied during the last crypto winter.

Selling in stages allows investors to take profits without getting rid of their entire portfolio, creating a balance between profit-taking and exposure to the asset.

The ATH can be interpreted as a milestone, but it is unlikely to be the ceiling for Bitcoin. This asset continues to rise, driven by increasing global demand and limited supply, which favors the thesis of long-term appreciation.

Source: Bitcoin Portal