When Li Hongzhang died, he left 40 million taels of silver to his children and grandchildren. Sheng Xuanhuai, the richest man in the Qing Dynasty, left his descendants with wealth that rivaled that of a country. However, when it came to their grandchildren, Li Hongzhang's grandson and Sheng Xuanhuai's grandson lived in the same house and begged for ten years. Later, they only had one piece of clothing to wear and took turns begging. Finally, Sheng Xuanhuai's grandson couldn't stand it anymore and committed suicide by jumping into the river. Li Hongzhang's grandson buried him.
Sometimes, if children and grandchildren are capable, what's the point of having money. If children and grandchildren are incompetent, what's the point of having money. Everyone comes to the world to practice. As long as they can achieve financial freedom, the rest of the things are to contribute to society and create value.