I would like to share some of my own humble opinions, which are based on my personal experiences. However, this is by no means a disdain for the poor. On the contrary, I hope to give young people some useful inspiration for their thinking.

First of all, poor thinking is highly limited and contagious.

What poor people think about all day is how to save money. Money is not saved, but earned.

Rich people never think about saving money, but how to make money with money.

Poor people like to and can only be with a group of poor people. The thinking and behavioral factors that lead to poverty among each other influence and reinforce each other in the brain's mirror reflection, and they cannot get out of the information cocoon.

Rich people always like to build personal connections, enter high-level circles to find business opportunities, and summarize experiences from successful people.

Secondly, the poor are busy all day trying to make ends meet and have no free time to think about how to turn their lives around, how to get the key to wealth, or how to find a noble person in their career.

I don’t know if you have ever seen a Hong Kong documentary about a rich second-generation who thought he was very capable. In fact, this rich second-generation was indeed very capable and founded his own listed company.

He believed that as long as one had strong abilities, he could make a fortune from scratch even if his background was humble. So, under the record of the documentary crew, he started from a low-level cleaner and planned to make a fortune from scratch.

As a result, he found that after deducting rent, food and other necessities every month, there was not much left, and he could not accumulate funds to start a business. In order to save money, he rented a house in a very remote place, and it took him 4 hours to commute to work every day. He hardly got the most basic rest, which made his mental and physical strength worse than before. He had almost no time to think about starting a business and making connections. All his energy and time were put into how to survive humbly.

As expected, after three months of persistence, this rich second-generation gave up his business, which he had started from scratch, and declared failure.

So there is an interesting saying: If you want to ruin a person, keep him busy at work so that he has no time to think about the future.

Finally, the poor do not have the original capital accumulation, which will not bring about the snowball effect of wealth.

It must be understood that in today's era, capital makes money much faster than labor. The divergence between the two is not a linear extrapolation, but a geometric multiple difference. The richer you are, the faster you make money. The more you make money through labor, the slower you make money as you age.

If a young person who starts from scratch does not make major mistakes when he is young, can accumulate a certain amount of wealth and capital, and can quickly improve his cognition and successfully transform himself into an expert in making money with capital, this is a lucky event with a low probability, because most people have no way to accumulate wealth when they are young. Even if they have accumulated a certain amount of wealth, they cannot understand the secret of making money with capital. Even if they understand it, they may not be able to successfully operate the capital. After these layers of screening, I think it is absolutely a very low probability event for young people to start from scratch.

Of course, if a young person has no money when he is young but his family has money, it is also a very lucky thing.

In our time, the end of our parents’ generation is often the beginning of the next generation.

So there is a saying that is very heartbreaking: the end point of a poor family's children after a busy life is far worse than the starting point of a rich family's children when they are born.

The environmental factors that make it difficult for the poor to turn their lives around are, after all, the credit currency system. The more assets a person has, the easier it is for him to obtain credit funds under excessive currency issuance, and the easier it is for him to get rich. However, the poor, who have no assets to serve as collateral for bank loans, remain poor as the rich continue to make money.

The excessive issuance of currency will inevitably lead to the polarization of the rich and the poor, and will also lead to the solidification of classes. Wealth will only be passed down from generation to generation. In the end, young people without family background and wealth will definitely become inward-looking, lie flat, and have low desires.

In order to change this situation, in addition to policy intervention, young people must learn more, make more friends with rich people who are willing to help you, and dare to take risks when they see opportunities, but they must be sure of their chances. How to be sure of your chances depends on the results of your learning.

In addition, don't linger on short videos, games, novels and empty love, especially love. These are luxuries that the poor cannot afford, but once you get involved in them, you will ruin yourself.