​🏦 Current market expectations regarding the Fed rate change:

- July 26, 2023: increase by 25 basis points to 5.25–5.50%

- September 20, 2023: pause.

- November 1, 2023: pause.

- December 13, 2023: pause.

- January 31, 2024: reduction by 25 basis points to 5.00-5.25%

- By December 2024: reduction to 4.00%

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