PayPal has launched its native stablecoin, PYUSD, marking a significant step towards mainstream cryptocurrency adoption. PYUSD, integrated with PayPal's Xoom platform, allows US users to send money internationally without transaction fees. The stablecoin, launched in partnership with Paxos on the Ethereum blockchain, aims to streamline virtual payments and international transactions. Its stability, pegged to the US dollar, distinguishes it from the volatility of other cryptocurrencies. PYUSD also promises low-cost international transfers, offering a cost-effective alternative to traditional remittance methods. Despite regulatory challenges, PayPal's commitment to compliance and security ensures the stablecoin's success, integrating digital currencies into global finance.