The presidents of Shanghai's major banks are being driven crazy.
If you don’t have money, you will worry. If you have money, you will also worry. The presidents of Shanghai's major banks are being driven crazy. The money keeps pouring in, and the presidents can hardly bear it anymore. Now that 2/3 of the first quarter of 2024 has passed, the deposit target has long been exceeded, but the loan task is far from reaching the target.
Am I not working as a loan officer in Shanghai? A friend from a bank told me that now their job every day at work is to grant loans, either by making phone calls or doing business. Even the president is attracting customers.
Since the LPR adjustment in February, bank consumer loan interest rates have been lowered again, and provident fund credit loans have also been reduced. Return of capital in three to five years has now become the norm. Some banks even allow customers to renew their loans with one click without having to repay the principal.
In terms of loan conditions, some banks require customers to have their provident fund renewed for one year and have a stable job. Even if they have high debts and many inquiries, they can be approved offline. For real estate management orders, you can borrow up to 80% to 90% of the real estate. We have also launched planting loans, breeding loans, and various unimaginable products. It seems that the trouble of too much money is more terrible than the problem of lack of money.
It’s so easy to get a loan now. I’m going to get a loan to buy Yuzi RAM. The system comes with a built-in pull disk, unlimited deflation, no data to destroy the disk, and no fear of the rise or fall of the market! It is a very stable investment target! #DOGE #eos #BTC