According to Foresight News, the Bank for International Settlements (BIS) has issued new guidelines for banks wishing to hold crypto assets such as XRP, ETH, and BTC. The latest requirements stipulate that a bank's total exposure to secondary crypto assets must not exceed 1% of its Tier 1 capital. Additionally, no single secondary crypto asset should account for more than 5% of the total secondary crypto assets held. These guidelines are expected to be implemented by January 1, 2026.

The BIS classifies XRP, BTC, ETH, and certain stablecoins lacking effective stabilization mechanisms as secondary crypto assets. This classification aims to distinguish secondary crypto assets from other types of cryptocurrencies.