【Institution: The Reserve Bank of Australia is expected to start cutting interest rates before May, with three cuts this year】Golden Finance reports that after a 4.9% increase in Australian housing prices in 2024, AMP's chief economist Shane Oliver expects average housing prices to rise by about 3% in 2025. However, he stated that the performance of this year will be split in two, with weak conditions in the first few months due to high interest rates and rising unemployment, followed by an improvement in the second half of the year, as lower interest rates will ultimately play a boosting role. Oliver believes that the Reserve Bank of Australia will start cutting interest rates before May, with an expectation of three cuts this year, each by 25 basis points. (Jin Shi)