If you have problems going up or down, you will be afraid of cutting leeks when you reach the top. If you fall to the bottom, you will cry for garbage coins. Can you give me a mediocre one?
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In simple terms, the official website $USUAL uses everyone's staked money to buy U.S. Treasury bonds, which has a major problem.
The more money that is staked, the lower the interest rate (APY) offered, eventually reaching a balance point.
However, if the money earned from U.S. Treasury bonds is less than the interest at this balance point, then the stakers won't be able to get their money back.
To fill this gap, the issuer may have to deliberately cause the price of the coin to fluctuate, extracting money from everyone.
But doing this will undoubtedly undermine everyone's confidence in the coin.
This is just a personal opinion.
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