If you have money, don't buy a house... buy large-denomination certificates of deposit, exchange them for US dollars and deposit them in Hong Kong, with an annualized rate of 5.5%. Buy Bitcoin when it hits the bottom of the bear market...
Why buy a house... houses are not quality assets right now.
Financial stability is key, as long as you are not a sycophant or a privileged elite, the future will only get worse year by year, and it will become increasingly difficult to earn money. Don't lose your integrity. Private businesses are not easy to run, consumers aren't spending, and the business environment is poor.
Treat money as money, don't suffer from snail cancer.
Gold is at a high, A-shares are being exploited by stock manipulators, and US stocks of Chinese companies are similar; you can trust BTC, but don't trust other coins. They're nothing. Invest regularly in ETFs, buy Nvidia, don't make friends in the crypto world (they're all scammers), don't engage in contracts, don't use leverage, and you won't have any problems. Quadruple your investment in four years.
All physical businesses are not worth pursuing, and it's even less likely to secure loans to do so, unless you are really... bored and want to stretch your legs. It's better not to do something than to do it poorly. No one will support your ambitions; you have to loan yourself to the peak of the mountain. If you don't have that kind of luck, will your credit score take you to Kunlun?
Give it a rest, focus on health and fitness.
#比特币战略储备