The ISO 20022 Cryptocurrencies

that promise to change the entire financial system

and payment methods

$XRP , officially launched in 2012 by Ripple Labs. Unlike Bitcoin and Ethereum, XRP does not use mining processes and operates through a distributed payment system.

It connects banks, payment providers, and companies, offering instant, fast, secure, and low-cost payments. More than 100 companies have already joined the system. Since 2016, XRP has had the BitLicense, an authorization granted by the New York State Department of Financial Services.

"A historic event marked the end of this year: XRP surpassed Solana in market value. Over the past year, XRP has shown potential to compete for third place in the ranking, surpassing Solana in MarketCap. Moreover, 2025 promises to be a groundbreaking year, with the launch of the first tokenized monetary fund on XRP and a partnership with Abrdn, reinforcing Ripple's ambitious plans."