With life secured, you dare to gamble in the crypto casino!
If the unrealized profits you have now can change your life, please take my advice: sell it!
This sounds like a cliché advice, but it is a lesson learned by countless trading bigwigs through painful experiences.
You always procrastinate, always hesitate to 'wait for one more wave', and every time you miss the best selling opportunity, you end up regretting it immensely.
Nominal wealth may fluctuate with market changes, but some principles never change: when the profits in your hands are enough to change your life, sell decisively and give yourself and your family a better future.
Imagine that by pressing the 'sell' button, your life could immediately become better; that feeling is just fantastic! If you have such an opportunity, you must seize it.
Don't be deceived by the perfect selling opportunity.
There are always people in the market telling you: 'Wait a bit longer, wait for the peak, earn more!' But to be honest, that 'peak' is often just an illusion. Those successful traders are not the ones who can always sell at every market high, but they know how to stabilize profits and maintain liquidity instead of stubbornly fighting for a timing.
They have long understood a principle: turning profits into cash is the way to survive in this game.
You can always find opportunities, but the hardest part is whether you dare to cash in on profits at the right time and use that money to improve your life.
Don't let FOMO control you.
Imagine giving up a profitable trade; how painful is that 'fear of missing out' (FOMO)? But you need to understand: holding on due to FOMO won't let you earn more, and may even wipe out your existing profits. You need to look at it from another angle: there are always opportunities; missing one doesn’t mean you’ve missed them all.
Financial freedom: when can you achieve it?
Every time I think about 'how much money do I need to retire', I have a shocking realization: most people don’t need the astronomical figures that the media claims to achieve financial freedom. For example, 1 to 2 million dollars may be enough for many people to retire comfortably. It sounds a bit incredible, but in fact, it is easier to achieve than you think.
From a traditional financial perspective, in 2022, the average retirement account balance for retirees over 65 in the US was only $230,000, reaching $1 million or $2 million is actually not uncommon. For many people, this amount is enough for a comfortable life, at least without worrying about daily expenses.
The 4% rule:
If you have $2 million in retirement savings, you can take out $80,000 a year. According to data from the US Bureau of Labor Statistics, the annual expenditure for Americans over 65 in 2021 was about $52,000, so savings of $1 million to $2 million are completely sufficient to cover most people's retirement lives.
A sense of psychological ease.
One of my favorite sayings is: 'When you already have funds that can change your life, you can participate in the market with ease.'
Here, 'ease' doesn't mean making money is easier, but that you can maintain a calm mindset when making decisions, no longer feeling anxious like before.
You can steadily seize opportunities to make money, and even if you encounter failures, it won't have a significant impact on your life because you already have security.
Fiskantes once said: 'The real fun starts at this moment.' When you know you have a secure backup, you will find that you can be more composed in the market and make better decisions. Even if the market crashes, at least you still have some confidence.
This is the true joy of trading — mindset determines everything.
In short, stop waiting for the 'perfect selling opportunity.' When you have enough money in hand to change your life, sell it, improve your life, and then you can face the upcoming market changes with a more relaxed mindset.