One might say that once xrp is going to be adopted by banks it's no longer an altcoin but rather has a utility.

No, this is not a clickbait file. $XRP is no longer 'just something else' in the cryptocurrency market. It can no longer be classified merely as 'an alternative to Bitcoin.' It is paving its own path, breaking stereotypes, and redefining its role in the global financial system. 🌍💳