Recently, a large number of users in mainland China have received promotional advertisements for cryptocurrency funds on the Alipay homepage, with content stating 'Global investment, cryptocurrency soaring, starting investment at 10 yuan, get on board immediately.' Clicking reveals that the fund is Huabao Overseas Technology C (QDII-FOF-LOF), which is a compliant investment model for overseas assets, through investment in ETFs managed by ARK Invest, with the ETF holding Coinbase stock in the first position and Ark Bitcoin spot ETF in the second. Currently, each person is limited to purchasing 1000 yuan per day.

The promotional page indicates that cryptocurrency is a type of digital currency based on blockchain technology, with Bitcoin being the most famous cryptocurrency. However, there are currently thousands of different cryptocurrencies in the market, each with its own unique functions and uses. Characteristics of cryptocurrencies include decentralization, high security, and anonymity. Historically, long-duration assets may perform better after an interest rate cut cycle officially begins. For example, companies focused on disruptive innovations such as cryptocurrency, space exploration, and genetic innovation are more sensitive to interest rates and may benefit during periods of declining rates.

The community points out that similar cryptocurrency advertisements also appear in other similar funds on Alipay. #市场调整后的方向