Risk comparison of payment methods
YHK: Mainly faces two situations of the bank's own risk control measures and judicial freezes. Among them, bank risk control typically manifests as limiting transaction amounts, only allowing receipts but not payments, or requiring non-counter operations (i.e., must go to the bank branch in person). When it involves judicial freezes, it may be because your account is under investigation for being associated with illegal funds, and in this case, the funds may be temporarily or even permanently frozen.
ZFB: Its risk control mechanisms include but are not limited to short-term (such as 7 days), medium-term (15 days) to long-term (30 days) and even permanent transaction restrictions; setting obstacles for large transfers; and restrictions on withdrawal functions, etc. In addition, if the account freeze is due to legal reasons, it will usually clearly inform the specific enforcement agency and its contact information.
WX: In addition to possibly encountering similar risk control measures, it also specifically points out that the maximum available limit per month is between 300,000/500,000/800,000 yuan. Additionally, in extreme cases, users may lose the ability to conduct any form of financial activities through the platform and can only use it for daily communication and chatting. Similarly, for account blocks caused by legal procedures, corresponding official information will also be provided for inquiry.
Regardless of which payment tool is chosen, the most important thing is to ensure the reliability and legality of the partners. By carefully selecting trading partners and complying with relevant laws and regulations, the likelihood of the above risks occurring can be greatly reduced. I hope every friend can protect their property safety while smoothly conducting business!