XLM and XRP have the potential for large-scale applications in the RWA field, but this area has high requirements for performance and low fees.
ZEN is currently developing smart contracts, and the reasons for its rise are:
1. Supports financing on smart contracts using ZEN.
2. Builds applications on smart contracts, earning interest by staking ZEN.
3. ZEN is based on a POW mechanism, with a fixed total supply, leading to increased demand as the grayscale trust grows, highlighting its scarcity.