Yesterday, the big boss held a meeting and mentioned that everyone should do some calculations this year to see if they made a profit or a loss, and in particular, where they lost money. How much net profit do they plan to make next year to distribute as dividends?
After the meeting, I started to calculate in Excel. The result instantly made me clear and I came to a conclusion:
The most reliable solution to achieve target dividends is to increase the yield ratio.
For example, if you run a headhunting company with 10 people and the average return per person is 200,000, that is, the revenue is 2 million. After deducting various costs (five insurances and one housing fund, taxes, rent, wages, commissions, office expenses), it is estimated that there will be a profit of about 20-30%. If you set aside 3-4 months of operating funds, it is estimated that you can get 100,000-200,000 yuan.
Therefore, the next goal is to increase per capita output. The key to increasing per capita output is to have your own customers. Otherwise, personal goals cannot be achieved simply by delivering other people’s orders. How can the company’s goals be achieved if personal goals cannot be achieved?
In fact, when we started our headhunting business, we also thought about this problem, but not deeply. We didn't know how to exert our efforts, where to exert our efforts, and when to exert our efforts. At the beginning, we also made some calculations, such as how much the company's performance should be, how many people should be allocated to the staff scale, etc. These were all rough estimates, and we were also vague about the net profit margin and were not that sensitive to dividends.
After more than a year of experience, the company's revenue of more than 1 million yuan was actually all bought from experience, not to mention any dividends. The company can only maintain its status now. If it is not careful, it will close down.
After more than a year of struggle, I think this is a necessary step. Every failure makes you wiser. Only after you have experienced it yourself, you will know where to put your effort.
A friend of mine shared with me his story of investing in BTC.
He entered the market at the end of 2019, just in time for the 312 crash in 2020. The U.S. stock market was halted five times, and BTC fell to less than $4,000 per coin. He didn't know much about BTC, so he bought 900 yuan worth of BTC on 312.
This friend is a very conservative person. He is cautiously optimistic about things that he doesn't understand. He will try it out first. He invested a few hundred dollars every week until the end of 2020 and 2021. BTC broke through the 2017 high of 19,000 US dollars and reached a maximum of 65,000 US dollars. Then it began to fall sharply and fell below 20,000 US dollars.
After two years of experimentation, and through continuous learning and understanding, he found it reliable, so he sold his house and invested half of his money.
Now this friend himself is basically free.
In fact, when someone tells you that BTC can make money, if you don’t personally participate in it with real money and “trial and error with a small amount”, you will most likely not buy it. If you participate in it, but don’t study, research and think about it, you will most likely not continue to buy and hold it for a long time. You simply can’t hold it.
Finally, keep an open mind and be curious about new things. Add your own thinking, try and make mistakes with a small cost, and experience the results. If you persist, you will most likely gain something.
Understanding is a compulsory course for everyone’s growth!