The six types of assets that may depreciate the fastest in 2024, avoid risks in advance!
The investment and consumption sectors are changing rapidly, and these six types of assets may face significant depreciation risks next year. It is essential to understand them in advance to avoid pitfalls:
1️⃣ Gold: Obvious signs of a bubble
When gold prices are “soaring at the market,” and even the elderly are discussing investments, it often means the market is nearing its peak. Once the heat dissipates, a price decline is inevitable. Investment should go against the trend, and one should not blindly chase after rising prices.
2️⃣ Teaching positions: The iron rice bowl is loosening
As birth rates continue to decline, many provinces have begun to streamline teaching positions. It is predicted that in the next decade, there may be a surplus of 2 million teaching positions nationwide. The “stability” of the education industry is facing challenges.
3️⃣ High-end tobacco, alcohol, tea, and luxury goods: Niche assets amid consumption downgrade
Against the backdrop of slowing economic growth, demand for luxury goods and high-end non-essentials has significantly shrunk. For example, high-end products like Moutai have shown signs of fatigue, with increased price volatility and diminished investment value.
4️⃣ Household registration: Polarization of urban attractiveness
Except for a few hot cities, the attractiveness of household registration in most areas is gradually weakening. For example, Qingdao has implemented a policy allowing household registration with just a rental agreement, rendering the traditional logic of “buying a house for registration” ineffective.
5️⃣ Second-hand housing: Structural adjustment in the market
Despite frequent favorable policies, sluggish sales in the new housing market have led to financial strain on developers, dragging down the overall performance of the housing market. In contrast, second-hand housing is more easily affected, with decreased liquidity and prominent depreciation risks.
6️⃣ Various types of cars: High-frequency depreciating goods amid transformation
The automotive market is undergoing technological innovation and brand reshuffling, with high-priced cars depreciating faster. If existing vehicles can still meet demand, it is advisable to “drive them until scrapping.” If purchasing a car is necessary, it is essential to prepare mentally in advance and manage the budget reasonably.
