BRICS Pay: a new payment system for BRICS countries (Brazil, Russia, India, China, and South Africa) promises to change the rules of the game in international settlements.

- Goal: to bypass traditional financial infrastructures like SWIFT and reduce dependence on the US dollar.

- Features: digital wallets, QR codes, and local currencies.

- Challenges: differences in financial systems and currency volatility.

💡 Question: will BRICS Pay be able to cope with the challenges?