Yuan Aifei and his wife’s new film talks about wealth and freedom
From ultra-low monthly salary to buying a house at the age of 30! Taiwanese actress Yuan Aifei debuted under the stage name Velociraptor (not a college student yet). Later she also participated in many TV shows and ran her own YouTube. She and her husband "Old Fish" have a long-running relationship for more than ten years that makes others envious. Laoyu also runs a YT, sharing many interesting stories about freelance workers and stories about relationships between men and women that are both true and false.
On October 4th, Laoyu uploaded a new video: "After financial freedom, are you really happy?" Discuss with Yuan Aifei how to make financial investments in the era of inflation, low wages and growth, and make more purchases. Passed Cryptocurrency?
In the video, Yuan Aifei first clarified that she did not "already" have financial freedom, but was on the road to financial freedom. In fact, she had no idea about her financial situation before marrying Lao Yu.
Lao Yu said that Yuan Aifei's wish when she came out of society was very simple, which was to make money to buy a house for her mother to live in. At that time, Yuan Aifei worked hard to make money to expand her income, and her mother managed the finances to reduce expenses, and instilled in her the concept not to invest in stocks.
Yuan Aifei said that it was not until she met Laoyu that she slowly learned the importance of finding the right investment method, and regularly invested a fixed amount in some well-known Taiwan stock ETFs. She also regretted not stabilizing investment and asset allocation early in her career.
Source: Laoyu YouTube Yuan Aifei and his wife talk about financial freedom, the husband reveals that he has bought cryptocurrency
Source: Laoyu YouTube Yuan Aifei and his wife talk about financial freedom, the husband reveals that he has bought cryptocurrency
Laoyu reveals: There are Bitcoin and Ethereum to buy
Laoyu, who formulated a financial plan early, also shared his investment experience. In 2008, he invested in HTC with a small amount of money through warrants. Although the small capital could be quickly doubled, it might also be completely lost very quickly. He believed that this was speculation rather than investment.
After investing for more than ten years, Laoyu's current investment allocation has turned to be conservative and prudent. Since there is no guarantee that the targets he chooses can outperform the market, 80% of the stocks (Taiwanese stocks and US stocks) are placed in large-cap ETFs, and only 10 %-20% allocated to individual stocks and holds a very small amount of physical silver and gold passbooks.
He also revealed that he bought a small number of cryptocurrencies, but not the ones that were too speculative, such as unknown currencies with too small market capitalization, but Bitcoin ($BTC) and Ethereum ($ETH), but the positions were all Very small.
Source: Laoyu YouTube Yuan Aifei and his wife talk about financial freedom, the husband reveals that he has bought cryptocurrency
But he also emphasized that if you have just stepped out of society, you don’t have to rush to invest your savings first. Instead, you can invest in yourself first. For example, take some online investment courses, but don’t choose “a teacher to teach you how to invest.” courses, but to learn about knowledge-based courses that can objectively and theoretically understand the overall economy, proper nouns, etc.
Earn money first and enjoy later or carpe diem?
After talking about their experiences in financial management and investment, Yuan Aifei and Lao Yu brought the topic back to life planning. Should humans delay gratification and save or invest the money earned in their youth, or should humans consider whether tomorrow or the accident will come first, and therefore enjoy themselves in the moment?
Yuan Aifei believes that before the age of 30, there are more opportunities for adventure and challenge in work, and one should establish an affordable consumption model to avoid unlimited expansion of consumption, and share the things that she wanted to buy with great difficulty (high-quality bags). ), she would be reluctant to carry it out, which made her think about rational consumption patterns.
Source: Laoyu YouTube Yuan Aifei and his wife talk about financial freedom, the husband reveals that he has bought cryptocurrency
Lao Yu put forward a suggestion similar to "do it all", that is, while doing work that you don't hate, you can also gradually implement what you want to do to achieve a work-life balance.
He and Yuan Aifei once thought about whether their lives would change if they became financially free. Although the conclusion is that it may be similar to now, this question helps them clarify their life goals.
Manage money for true happiness
After getting back her savings book in 2019 and implementing plans for asset allocation, investment and financial management, Yuan Aifei was finally able to "manage her own finances." In a previous interview with (Smart Self-Study Network), she admitted that her mentality has changed a lot.
Yuan Aifei said that according to her statistics, 50% of assets are currently allocated to real estate, 30% is entrepreneurship, and 20% is financial instruments, of which ETFs account for the majority. Although he has a mortgage on his back, he can still pay for his mortgage and living expenses with his business income and dividends.
She used to have great pressure and fear about making money, but now she begins to regard money as a tool to create value, and invests in the people and things she loves, managing money for true happiness. She added:
"The freedom of wealth does not mean that you can lie down and do nothing, but you can freely do what you want."
[Disclaimer] There are risks in the market, so investment needs to be cautious. This article does not constitute investment advice, and all views are for reference only. Users should consider whether any opinions, views or conclusions in this article are consistent with their specific circumstances. Invest accordingly and do so at your own risk.
