[The Federal Deposit Insurance Corporation voted to approve new guidelines, and banking mergers will face stricter scrutiny] Golden Finance reported that according to the new guidelines voted by the Federal Deposit Insurance Corporation (FDIC) on Tuesday, U.S. banking mergers will face stricter regulatory scrutiny. This plan is the latest move by the Biden administration to strictly restrict mergers of financial companies. It will increase its review efforts and more directly consider the impact on financial stability, competition, communities and customers. According to the agency’s statement, for a transaction to be approved, the FDIC hopes that the merged company will better meet the convenience and needs of the communities it serves than before the merger. Companies with more than $100 billion in assets after the merger will face a stricter process when the agency assesses potential risks to the financial system.