‌The founders of XLM are Jed McCaleb and Joyce Kim. ‌

Jed McCaleb is a software engineer and entrepreneur who has a deep influence in the cryptocurrency space. He is one of the co-founders of Ripple (XRP) and the developer of the open source project Stellar. McCaleb is known for his passion for distributed ledger technology and cross-border payments.

Joyce Kim is an attorney and entrepreneur with more than 20 years of experience in the financial services industry. She has held senior management positions at Goldman Sachs and State Street. Kim is also the chairperson of the Stellar Development Foundation, which is dedicated to supporting the development of the Stellar network.

McCaleb and Kim co-founded Stellar in 2014 with the goal of promoting financial inclusion by moving money. Stellar is an open source blockchain protocol with its native digital currency, Stellar Lumens (XLM), which allows fast cross-border transactions between any currency pair. McCaleb and Kim's collaboration demonstrates their shared vision and efforts in promoting the application of cryptocurrency and blockchain technology in the global financial sector‌