According to TechFlow, Pudgy Penguins CEO Luca Netz published an article explaining his views on consumer cryptocurrency and its importance.

Netz defines consumer cryptocurrency as the adoption of blockchain applications that serve the daily lives of billions of people, and predicts that its development will go through three stages: discretionary spending, necessary spending, and essential spending.

He believes that the first phase will revolve around free spending, including games, social networking, transactions and other areas, and is expected to attract the first 50 million active users.

Netz noted that the current cryptocurrency industry faces challenges in achieving breakthrough user adoption, mainly because many blockchain companies adopt a 0-100 “general purpose” approach, which results in fragmented resources.

The greatest value of tokenization is to make intangible things concrete. The greatest potential innovation of cryptocurrency may be to influence and extract cultural value through tokenization.

There may be a product in the future that combines the styles of pump.fun, Bitclout, Polymarket and Instagram, which may become one of the most valuable companies in cryptocurrency.