According to ChainCatcher, HDFC Bank, an Indian private bank, launched new features of the Unified Payment Interface (UPI) and CBDC at the 2024 Global Fintech Festival to enhance digital banking for customers. These features were developed in collaboration with fintech companies such as Kreditpe, Tonetag and Payu. The new products specifically include UPI Circle-Delegate Payment, personalized UPI experience and user-level programmable CBDC.