**Quote:**
In this world, it is easier to achieve financial freedom by knowing the bubble, joining the bubble, and selling the bubble than by doing real things. If you cannot control the situation, it is destined to be difficult to achieve the goal of financial freedom. Before the age of 30, the thinking style and characteristics of successful people can be summarized in one word: banker thinking.
There is an essential difference between the thinking of being a banker and being a dealer. Being a banker is a dynamic game thinking habit, while being a banker is a static game advantage. Most ordinary people can only be leeks and it is difficult for them to get the status of a banker. Therefore, we need to adopt the thinking of being a banker and become a part of the game, rather than being completely passive.
**What is the core of being a banker? **
The road to success for ordinary people is accumulated through battles where the weak defeat the strong, and each battle is a life-or-death game. In order to ensure that you have a chance to win every time, you must always put yourself in the position of the dealer and be wary of falling into the trap of others.
Before the rule of law, the original accumulation of wealth was usually achieved through "robbing" and "cheating". Later, in order to protect the fruits of their victory, the vested interests began to formulate laws and rules, making it difficult for latecomers to make original accumulation in the same way. It is difficult to achieve financial freedom under purely market conditions by relying solely on one's own hard work and cleverness, which is also one of the reasons for the solidification of classes.
Nevertheless, in the long run, the class still flows slowly. Some people gradually climb to the top of the class through their "talent as a banker". The fastest way to financial freedom is not to create wealth, but to transfer wealth, and being a banker is the best way to achieve wealth transfer within the rules of the game.
**The banker mentality in the shopping mall:**
Take the example of mall investment. The mall's anchor stores, such as Starbucks, KFC, and Wal-Mart, are invited by the mall to "jointly manage the business." The mall gives these stores rent-free periods and renovation subsidies to attract secondary anchor stores to follow up, raise the rent, and finally "cut" the individual businesses. The mall's goal is to keep customers fresh, while the individual businesses bear the greatest risk.
People who open physical stores often find that there are many unfair clauses hidden in the rental contracts, and almost all actions are controlled by the mall. In this situation, individual businesses are either forced to accept these unfair clauses or give up entering the market.
**How to turn the tables in this game where there is no way out? **
If you cannot become the dealer with the most advantage, you must first become a small dealer and gradually accumulate chips; or take advantage of your opponent's weaknesses, gain advantages locally, and eventually become the dealer.
For example, small brands can expand their influence and share risks through franchising, thereby enhancing brand effects and gaining more favorable conditions. Or, they can gain bargaining chips in the game by figuring out the needs of landlords. For example, many shopping malls are now willing to sacrifice small-scale interests to attract consumers with two-dimensional or IP concepts in order to attract traffic.
**How to be a banker in the market:**
Take market value management as an example. This is a typical way of joint banker. Listed companies cooperate with M&A funds to raise stock prices by releasing good news, and then sell off shares, pledge shares, etc. to achieve wealth transfer. Similarly, some VCs use capital pyramid schemes to enable projects to be successfully listed.
**The difference between being a banker and speculating:**
Speculation is just a free ride, while being a banker is controlling the situation. From the perspective of success probability, the chances of being a banker are much higher than speculation. Being a banker requires not only the ability to integrate resources, but also the passion for the "serving the country" of MLM.
**How to tell whether you are a banker or a leek? **
The easiest way to make money is often for novices and retail investors. Although transactions with large customers are large in volume, the profit is low because the information is transparent and the competition is fierce. It is easy to get a high premium for novices.
**Conclusion:**
In the business world, the information asymmetry and risk asymmetry between the dealer and the leeks are eternal. Don't put yourself in danger and don't take chances. In the face of interests, most people will choose interests. The real winners are those who can control the situation freely.
The banker mentality is not only a business strategy, but also a philosophy of life. Mastering this philosophy can not only help you to be invincible in business, but also gain more initiative and freedom in life.