According to Odaily Planet Daily, India has reached agreements with Sri Lanka, Bhutan and Nepal, and plans to include the UAE in its cross-border settlement plan.

In addition, India is exploring the use of central bank digital currency (CBDC) as the primary settlement mechanism for cross-border payments. Currently, India's CBDC is a bank-to-bank solution rather than a consumer-oriented central bank digital currency.

In the future, India may expand its CBDC to most retail consumers, but has not provided a timeline for a mass retail CBDC.