According to The Crypto Basic, the Bank for International Settlements (BIS) has issued new requirements for banks that want to hold crypto assets such as XRP, ETH, and BTC.

According to the latest requirements, a bank’s total exposure to Tier 2 crypto assets shall not exceed 1% of its total Tier 1 capital; any single Tier 2 crypto asset shall not account for more than 5% of total Tier 2 asset holdings.

The guidelines are expected to be implemented by January 1, 2026. The Bank for International Settlements regards XRP, BTC, ETH and some stablecoins that lack effective stabilization mechanisms as secondary crypto assets to distinguish them from other cryptocurrencies.