What is money laundering?

1. You are lucky enough to win a lottery prize of 5 million, but you are hesitant to pay a high tax of 20%. At this time, someone proposes to directly exchange your lottery ticket for 5 million in cash to avoid the tax link. This process is actually to convert illegal income into seemingly legal income through illegal means, that is, money laundering.

2. The developer carefully designed a "real estate transaction" to bribe an official. After the official paid the deposit and signed the contract, the developer deliberately breached the contract and used a high compensation (such as 5 million) as a means of bribery. The whole process seems to be legal and compliant, but it is actually hidden corruption and is a hidden form of money laundering.

3. A thief got 10 million and intended to launder money through gambling. He went to Macau, deliberately lost 2 million, and asked the casino to transfer the remaining 8 million to his bank account. The complex financial environment of the casino provides a cover for the transfer of funds, making it more difficult for the police to track.

4. The boss of the company asked the accountant to use the illegally purchased invoice (costing 2,000 yuan) to reimburse 30,000 yuan on the grounds of personal consumption (such as family travel). The accountant recorded this expense in the company's account, thereby laundering 30,000 yuan in cash to the boss, and at the same time paid 2,000 yuan to the illegal vendor as invoice expenses. This behavior is intended to disguise personal expenses as company expenses.

5. The boss used a real 5,000 yuan catering invoice (family dinner) to reimburse the company, and the accountant recorded it as business entertainment expenses and paid the boss 5,000 yuan in cash. Although the invoice itself is legal, its purpose is distorted and becomes a part of money laundering.

6. The 1 million yuan property purchased by the boss in his personal name has no invoice and is difficult to record. The accountant then purchased a vase from the boss at a high price (such as 1.1 million yuan) in the name of the company, and recorded it as a fixed asset, with monthly depreciation. In fact, of the 1.1 million yuan paid by the company, 1 million yuan flowed into the boss's personal account, and 100,000 yuan was paid to the auction agent as a handling fee, thereby realizing the illegal transfer of large amounts of funds.

#德国政府转移比特币