A brother in my circle of friends sold his house half a year ago and bought it at a low price. He felt that the time had come, because at that time everyone was saying that if the house was not sold, it would fall and housing prices would be a bubble. Another brother of mine sold his stocks six months ago. The long-term stable price of 3,000 points made him lose confidence, so he bought a suburban house in Hangzhou. He felt that no matter how bad it was, it was still Hangzhou, and it was not too biased. If you don’t speculate in stocks, you won’t buy a house. As of today, the two of them are trolling each other in the group. We are discussing where the money should go, the meager interest paid in the bank, wanting to exchange for foreign exchange without a quota, and wanting to buy coins. Sorry, we want to protect you from being deceived. After all, it is a scam that the authorities believe is used to launder black money, a game of beating drums and passing flowers, even if it has doubled thousands or tens of thousands of times, even if it has achieved global growth in eight of the past ten years. Number one on the list, you watched helplessly as it went from a few thousand yuan to four or five million. You said you should be tough and download trading software. The anti-fraud APP would come out to protect you, but our Hong Kong compatriots were not protected. You can trade as freely as buying and selling stocks. Is there anything I said wrong? After doing this business for a long time, I find more and more that we are very well protected, and the stock market is for ordinary people. You can only go long, not short. All stock managers are recruiting new people, and there is no threshold for opening an account. If you think about whether you can short-sell a little bit, the threshold for opening a futures account is 500,000. For ordinary people, that is nearly ten years of savings. You are thinking about getting some options for risk management. Sorry, you need not only money, but also exams. If you don't understand why you go and ask the girl at the counter, the girl at the counter will tell you: Because the risk is high, you need to be protected. You rubbed your head, touched by her kindness. I thought about it for a long time when I got home, but I still couldn’t figure out why a cyclical market that basically goes up and down will need protection when going short, but not when going long. Is there no risk in going long? If you can like and read the following article, you will understand where ordinary people's money should go. I have 3 years of experience in financial management and 5 years of experience in the currency circle. If you have any questions related to the stock market and the currency circle, please click and follow me for free. There are also a lot of currency lovers on the homepage. Helpful articles, if you have any questions, I can answer you at any time.As long as I have time. I recently calculated the return rates of various assets around the world. There may be small changes, but the ranking is no problem. The highest is BTC, which has doubled this year, the second is Nasdaq, which has increased by 30%, and the third, gold, has increased by nearly 10%. . Strictly speaking, what ordinary people can buy is gold, so there was a situation where the international gold price did not rise but the domestic price soared. As an ordinary person, I personally think it is worth holding a part of it. Let’s talk about the property market and the stock market. If both of them have to rise, which one do you think you should look for? Let's discuss this matter rationally. If you win at cards, you may be generous enough to treat guests to dinner or even buy a bracelet for your wife. After all, you won’t feel bad spending the money you won from gambling, but if the house rises, you won’t have to sell the house to spend it, and your confidence will collapse. It takes a long time to build it up again. So what do you think? Having said that, whether it is playing cards or chess, if the rules change back and forth, or someone always pays old money, gradually there will be no one to play with them, but I am still determined that the future is promising, what? You said that the Indian stock market is over 70,000 points, but that is an exaggerated high and it will collapse at any time. Whether it is the stock market or traditional investment, we must adhere to the concept that wherever the money is the most, we will rely on it. When housing prices soared, investing in real estate was one of the best ways to invest. When the stock market was booming, , investing in the stock market is one of the best investment methods. Currently, my industry, the currency circle, WEB3.0, is currently in the early stages of a bull market. If the BTC ETF applied for by BlackRock is approved, a lot of traditional investment funds will enter. In this circle, the surge in currency prices is inevitable. People who come to consult me ​​ask me the most question, why does the country not support this industry? (The state does not promote this industry, and it is not illegal. If everyone goes to play in the currency circle, who will play in stocks? Stocks have stamp duties, and the state can collect taxes from the stock market. Everyone should understand what I say) All in all, when it comes to investment, what we really need to care about is risk first, and then rate of return. As the old saying goes, it doesn’t matter whether the cat is black or white, as long as it can catch mice, it is a good cat.Instead of criticizing the unsatisfactory performance of A-shares every day, why not choose another track, learn to accept new things, and keep up with the times is a wise move.

Today I'm going to be pretentious and say something that I don't know whether it's good or bad. This person didn’t know me. I used a house loan of 500,000 yuan to speculate in coins, and I lost 250,000 yuan. Then he came to me and asked me to take him. He offered to give me 10% of the profit. Later, I asked him to buy the whole position for spot BIGTIME. , the funds reached 1.05 million in 3 days. During this period, I reminded him more than once to withdraw 500,000 and pay back the house. They are all people with families. Although I don’t know him in reality, I still hope that he will not burn everything. The next day he lost 120,000, and then he was asked to buy all SATS. Last night, his capital was more than 2 million, and the overall profit was more than 2.5 million. Then he ran away. The so-called gentleman's agreement is bullshit. Every month There are always a few people like this running around. Let me say one more thing to you guys who want me to serve you for free. Please don’t send me messages. My time is very expensive. In the age of paying for knowledge! I am also a human being, and I also eat whole grains. A gentleman loves money and gets it in a wise way. This matter is a good thing. The good thing is that he turned around. The bad thing is that I didn't get the dividends I deserved. But it is also a manifestation of my ability. I wish him better and better in his trading career. Okay, enough of the pretentiousness, let me continue from the previous article and let me tell you how to choose between Cancun upgrades. The recent major update of Ethereum is the Shanghai upgrade, and the tokens related to the Shanghai upgrade started to rise immediately in the first half of the year. For example, SSV increased three times in three months, so Ethereum The most important event in the second half of the year, the most important Cancun upgrade, we have to pay special attention to. If you want to know what the Cancun upgrade is, you must first understand what L1 and L2 are. To put it simply, we Currently, transactions in Ethereum are mainly conducted on L1, which is commonly known as the Ethereum mainnet. The mainnet has two problems. The first is that the transaction fee is very high. It costs a few to more than a dozen yuan to transfer any money. The second is that its transaction time is relatively slow. It usually takes more than 20 seconds to generate a block to confirm a transaction. In order to solve these two problems, L2 was born. At present, it is mainly based on OP and ARB. You can understand L2 as a kind of scratch paper. A large part of the transactions we conduct on the main network are actually calculation processes.So now, migrate these calculation processes to scratch paper, and then you only put the final calculation results on the main network, so you can greatly save the transaction fees and calculation speed of the main network. For example, I give If you give me ten yuan, you have to give me eight yuan. I will give you another three yuan, and you have to give me two yuan. In the past, all this information was recorded on the main network, and in the future it will be recorded on this draft paper. Just go on it. So the Kankun upgrade in the second half of this year means that it can further improve the performance of L2. The most important upgrade step is the introduction of the EIP4844 protocol. The main content of this protocol is that in the past, our draft paper, it It’s not paper, it’s from us, for example, if you pick a blank page from our workbook, for example, if you use the back as a scratch paper, then although it is also on L2, it will still affect the running speed and cost of the main network. , but after the E4 meeting, we just pulled out a piece of paper and wrote a draft. After the plan was completed, you. If there is not enough paper, you throw it away, and the calculation process is not retained. Therefore, the space on your homework board is retained. This example may not be appropriate, but that is probably what it means. Well, there is hope for the Kankun upgrade. It can increase the running speed of L2 by ten times, while reducing the cost by ten times. In other words, after the Cankun upgrade, the Ethereum second-layer chain in WEB3 is expected to reach or at least be close to the current WEB2 Internet. speed. So how to seize the opportunities brought by L2 in the second half of the year? Ah, first of all, the most direct thing is that it is definitely a benefit. What about the current second-tier supply chain, that is, what about the two L2 tokens OP and I? Ah, they are all online, but I haven’t mastered them yet. They are undoubtedly the biggest beneficiaries of the Cancun upgrade. Is it possible to start this doubling and skyrocketing model in the future? It’s worth looking forward to. The second is to pay extra attention to chain games and NFTs deployed on the second-layer chain. As we all know. The next WEB3 bull market is getting closer and closer. The price of Ethereum has risen from 1,200 at the beginning of the year to 1,800 now. As we draw the picture, the transaction fees for playing NFT have also increased from 20 to 20. The price reaches 40 yuan per piece, so if the price of Ethereum reaches the range of 4,000-10,000 in the future, do we have to pay a handling fee of more than 100 yuan per piece?I don't think it's realistic. So it is more likely that non-financial blockchain applications will be migrated to the second level. The most important applications are NFT and chain games. How can they be migrated smoothly? According to the industry practice of WEB3, only the skyrocketing wealth effect can bring attention, so on the second level, it must create some myths of sudden wealth in the field of NFT and chain games. For example, a certain NMT of the OP skyrocketed by 100,000 times, right? Therefore, NMT players are attracted to purchase NMT from the OP to achieve a smooth migration. Therefore, in addition to laying out the L2 generation land. In addition, as the time node for Kankun's upgrade is getting closer and closer, the NFT and chain games launched in the second-tier supply chain must also be slowly paid attention to. It is very likely that some of them will skyrocket by tens of thousands of times. Miracles have appeared, so finally I have to emphasize the risks. Many friends have told me privately that they can’t understand what I’m talking about. I’m telling you, it doesn’t matter if you don’t understand. We can learn. What I’m most afraid of is that you can’t understand. You still have to operate if you understand it. It’s unlikely that you can make money from something you don’t understand, right? I once lost too much money because I didn't understand this principle. I hope everyone can understand. The above is my more detailed explanation of L2. So what if you allocate your funds to these two tokens? I personally strongly disagree with putting all funds on one project. There is an old saying in China that eggs cannot be placed on one project. In the same basket, the risks are shared. In the currency circle, we cannot accurately predict the market. What we can do is to minimize the risks. Okay, that’s it for today. Everyone is welcome to talk in the comment area. See you next time!