How difficult is it for ordinary people to save 1 million yuan by working
1. A monthly salary of 5,000 yuan, saving 1,000 yuan a month, saving 10,000 yuan a year, it will take 100 years;
2. A monthly salary of 10,000 yuan, saving 4,000 yuan a month, saving 50,000 yuan a year, it will take 20 years;
3. A monthly salary of 20,000 yuan, saving 10,000 yuan a month, saving 120,000 yuan a year, it will take 8 years;
4. A monthly salary of 50,000 yuan, saving 30,000 yuan a month, saving 360,000 yuan a year, it will take 3 years.
It is reasonable for a migrant worker in a big city to spend 4,000 yuan on rent, water, electricity, food, clothing and travel. If the salary is higher, you can spend another 2,000 yuan to improve your life. The higher the salary, the higher the consumption level will definitely be. Don't believe it. Even if you eat takeout, a 20-yuan pig's trotter rice and a 40-yuan pig's trotter rice are definitely different. Moreover, the higher the salary, the expenses that were previously cut directly will now be taken into consideration, such as high-end cosmetics, high-end electronic products, houses and cars, etc., so the expenses and income will definitely grow simultaneously.
But then again, although the speed of saving money is not linear, the speed of salary increase is not linear either. It may be difficult to increase the salary from 5,000 to 20,000, but there are more possibilities from 20,000 to 50,000 or even 100,000, because people at this stage have core competitiveness, and it is possible for these people to have an annual salary of one million by accident.
With an annual salary of one million, the goal of these people is definitely not how to save 1 million or 10 million, but how to make themselves jump out of the identity of a worker and completely achieve financial freedom.