International Monetary Fund Director Kristalina Georgieva expressed concern about the readiness of many states to switch to national digital currencies (CBDC).

It is necessary to understand that in addition to the benefits of introducing an innovative instrument, there may be risks for the stability of the financial system.

CBDC makes banking more accessible. However, every state that creates a token needs an effective regulatory framework that can ensure the security and transparency of transactions.

Georgieva recalled that the International Monetary Fund is collaborating with 50 countries in the creation and implementation of CBDC.

The economies of these countries will change qualitatively, and financial institutions need to provide them with support in order to improve the mechanism of its functioning, the IMF director believes.