I was chatting with a bank friend today, and she shared a piece of information with me that was quite explosive. She said: In the past two years, my middle-class clients have been redeeming their financial products one after another, and they feel like they are really out of money.

I asked her, why is this?

She said: Let’s divide it into two categories. One category is: because the real estate bubble burst, they lost a lot of money on the houses they invested in; they need to redeem their financial products to fill the hole in their real estate investment.

The other type is: middle-level management or technical personnel who used to work in real estate and Internet companies. They made some money because of the dividends of the times, but they did not develop indispensable abilities. Therefore, when the rapid development of the real estate and Internet industries ends, When the contraction began; they were either laid off or had their salaries significantly reduced, leaving no room for financial management. Faced with the high costs of raising children, education, and heavy mortgage payments, their current wages are not enough to cover all expenses, so they can only redeem financial products to supplement their family income.

After listening to what my bank friend said, I instinctively replied: Isn’t this the return of the middle class to “peace”? It is not the poverty of the poor, but the people of the common people. The middle class, which once rose to the top because of the dividends of the times, has returned to its original position because of the end of the dividends of the times.

My friend sighed and said: The return of the middle class to "peace" is likely to become a social phenomenon in the next few years. In the final analysis, although the middle class is the middle class, it is still essentially the proletariat because it does not control the distribution of means of production and resources. During the period of rapid economic development and the expansion period of certain industries, companies urgently need to expand production and will recruit some employees with high salaries to earn more profits as quickly as possible. Then, these employees who are recruited with high salaries are The so-called middle class.

But when economic growth begins to slow down and companies urgently need to reduce production and reduce costs, the high-wage middle class becomes the first target of layoffs. To put it more bluntly: for many people, especially the middle class, your high income in the past does not necessarily mean how strong your abilities are, but only the needs of the times and the objective laws of economic development.

Just like the famous saying: Your body and name will be destroyed, but the eternal flow of rivers will not be destroyed.#BTC #DOGE #pepe #Meme #内容挖矿