According to WuSay, PayFi network Huma Finance published an article proposing PayFi Stack, an open stack designed to build compliant payment financing solutions, and advocates industry leaders to optimize solutions to meet the unique needs of PayFi.

The initial stack consists of the following layers: Exchange, Currency, Custody, Funding, Compliance, and Applications.

Previously, Lily Liu, chairman of the Solana Foundation, shared her views on PayFi at EthCC, believing that PayFi may surpass DeFi in the future and open up a new financial trend.