According to Odaily Planet Daily, investment bank TD Cowen believes that increased regulation may bring disruption to the cryptocurrency industry. Its report states that legislation that shifts from the overall situation to the interests of specific companies may "derail the industry." Industries usually unite to promote legislative agendas and are supported by coordinated lobbying. However, when Congress begins to focus on a particular industry, companies begin to focus on legislation that is beneficial to them. This forces legislators to take sides within the industry, weakening the overall progress of the industry.