[Bank of America uses XRP for internal transactions and has submitted 83 related patents] Golden Finance reported that according to Coingape, Bank of America uses XRP for internal transactions and has submitted 83 patents related to XRP. In an interview with Fox Business, David Stryzewski, CEO of the Voice Planning Group, revealed that Bank of America has integrated XRP into 100% of its internal transactions. The bank has also applied for 83 patents around Ripple, making its native token a fundamental component of future finance.