#OnChainLendingSurge

“On-chain loans: billions without papers and intermediaries! 💸🤯”

DeFi loans decided to prove that jokes about “crypto farmers” were underestimated. 😏 Now the on-chain lending market is worth $20 billion!

Why is everyone so obsessed with on-chain?

1️⃣ Transparency: Blockchain shows everything — from your transactions to the chances of a coder getting a bad haircut. 📜

2️⃣ Accessibility: Forget banks, queues and “sign here, here and here”. All you need is the Internet and faith that it all works. 🌐

3️⃣ Innovation: Zero proofs? Homomorphic encryption? Sounds like the name of a new TikTok trend, but it's just ways to make loans safe and smart. 🔒

📌In short, we all take loans 💳