Stablecoins will gradually become an important tool for global payments and cross-border transfers in 2024. In 2025, with the gradual advancement of central bank digital currencies (CBDCs), stablecoins are expected to become a key component of the new international payment infrastructure. They can not only reduce the cost and time delay of cross-border payments, but also promote the digitalization of global trade. The cooperation and competition between stablecoins and CBDCs will be an important change in the global financial landscape.