In 2024, DeFi continues to maintain strong growth, but faces challenges in compliance and security. Looking ahead to 2025, the integration of DeFi with traditional financial systems will become an important trend. Traditional banks and financial institutions may begin to adopt blockchain technology more actively, launching their own decentralized products to further promote the digital transformation of the financial industry. Especially in the areas of Central Bank Digital Currencies (CBDC) and cross-border payments, DeFi can provide new solutions.