Technological progress, especially the combination of artificial intelligence (AI) and blockchain, will define the year 2025. Franklin Templeton anticipates that AI agents will use blockchain for intra-network transactions, portfolio management, and merging digital content with decentralized systems.

Similarly, decentralized physical infrastructure networks (DePIN) are expected to gain momentum as industries like logistics and the Internet of Things (IoT) seek efficient decentralized solutions. These networks will be crucial for linking real-world applications with blockchain technology.

Ultimately, Franklin Templeton believes that 2025 will mark a transition to utility, as crypto technologies become an integral part of global finance and operations. They urged stakeholders to monitor regulatory changes, institutional strategies, and the AI-crypto landscape to navigate this dynamic year effectively.