frankly I really liked your article but on the other hand at the end when you say the future of XRP in finance is certain I think you are wrong

It’s said that XRP is worth more than $13,850 on private ledgers,which is as a result of Central Banks buying vast amounts and distributing to their regional banks over the past 2 years. The ability to purchase at artificially low values, is about to come to an end.

The claim that XRP is worth more than $13,850 on private ledgers and that central banks have been buying it extensively is a recurring narrative in certain cryptocurrency circles. However, this statement lacks verifiable evidence and should be approached with caution. Here's a breakdown of the key points to consider:

1. Private Ledger Valuations

Ripple has developed private ledgers for central banks to experiment with Central Bank Digital Currencies (CBDCs). These are separate from the public XRP Ledger (XRPL).

Claims of XRP being valued at $13,850 or any significantly higher value on these private ledgers are speculative and not supported by Ripple or public disclosures.

2. Central Bank Involvement

Ripple has announced partnerships with central banks for CBDC projects, but there's no concrete evidence of central banks hoarding XRP or using it as a reserve asset.

Central banks typically deal with stable assets like gold, fiat currencies, or government bonds. XRP's volatility makes it less appealing as a reserve currency.

3. Market Manipulation Claims

The narrative that XRP is being kept artificially undervalued often arises in the context of conspiracy theories. Market prices are influenced by supply, demand, and market sentiment, not hidden schemes.

4. Regulatory Clarity

Ripple has faced regulatory challenges, notably its lawsuit with the U.S. SEC over whether XRP is a security. While Ripple has achieved partial victories, full regulatory clarity could impact XRP’s utility and price.

5. Due Diligence

If you're considering investments based on such claims, exercise caution. Rely on credible sources and thoroughly research before making decisions.

While the future of XRP in global finance remains uncertain, speculative statements should always be critically evaluated.