Random thoughts but something I often think about and truly stand by.

They say money doesn't bring happiness. YET research has undeniable proven it does over and over again

BUT only to some extent

Health, freedom, a life without worries. All of these things after all get achieved more easily with money

But after a certain threshold of capital, it has proven to not increase happiness anymore

The biggest amount of riches allowing you to buy that super fancy car that drives you to the same beach, those expensive jewelry that look the same like any other (people literally need a special device to tell them it's x amount of karat or real diamond) and so much more.

That's the entire reason why it has been proven there's a certain amount of money that does bring happiness but at some point it stops.

So at some point when you achieve that freedom, achieve that beautifull life. STOP spending and give it away.

Would that extra money be better spend so you could drive that super fancy car to the beach or for your siblings to drive with you?

Yes, you absolutely worked for it. But denying your brother, sister, or other family members a life of freedom instead of lifelong slavery just so you can have that little bit more that doesn't bring happiness anyway anymore?

Spending always comes at a cost as I see it

Do you have enough to enjoy financial freedom? Great!

Do you have even more to enjoy financial freedom and still be able to buy huge amounts of luxury on top of it? Also great!

But should you? That 5% extra happiness comes at a cost of 100% happiness for the next person in line.

They are still in the rat race after all and you could help them so much more.

Even if it's not full freedom yet. But their mortgage or part-time working etc or just to get out of debt

It would help them so much more and you'll still be able to drive to the beach or do whatever you want in life

Just not in the biggest and best car that is only allowed to drive equally fast anyway (speed limit)

Ofcourse, in the end everyone decides for themselves. But know it always comes at a cost