Here are some specific recommendations for investing in cryptocurrencies as of the end of 2024:
1. Bitcoin #bitcoin , BTC
Why invest: The most reliable asset in the cryptosphere, "digital gold." Historically holds value well during market downturns.
Strategy:
Buying in parts through the DCA (Dollar Cost Averaging) strategy.
Holding as a long-term asset (3–5 years).
2. Ethereum ETH
Why invest: Blockchain for smart contracts and NFTs. Layer 2 development (e.g. Arbitrum) makes it a key player in DeFi.
Strategy:
Invest in connection with the prospects of scaling through Ethereum 2.0 and staking.
Percentage in portfolio: 20-30%.
3. Solana $SOL
Why invest: Ethereum competitor with a focus on speed and low fees. Platform for NFTs and DeFi.
Risks: High volatility.
Strategy:
Invest a small portion of your portfolio (5-10%).
Suitable for medium-term storage.
4. Chainlink $LINK
Why invest: A key project for integrating real-world data into blockchains via oracles.
Strategy:
Suitable for long-term investments in DeFi.
Allocate 5% of the portfolio.
5. Polygon #MATİC
Why invest: Scaling Ethereum, popular among NFT and DeFi projects.
Strategy:
Invest with a 1–3 year horizon.
Diversification in the L2 segment.
6. Alternatives for high risk
Arbitrum (ARB): New L2 token, supports Ethereum scaling.
Aptos (APT): Suitable for long-term investments in blockchain 3.0.
ImmutableX (IMX): A player in the NFT space for gaming.
7. Staking and passive income
Staking programs:
ETH (via Kraken, Lido, or directly via Ethereum 2.0).
SOL (via official wallets like Phantom).
ADA (Cardano) for low risk.
Portfolio allocation:
50% – Safe assets (BTC, ETH).
30% – Medium risk (SOL, MATIC, LINK).
20% – High risk (ARB, APT, IMX).