The optimal amount of capital to start in the field of digital currencies depends on several factors, including: your experience in the field, your level of risk tolerance, and your investment goals. However, there are some general guidelines:

1. Start with a small, affordable amount:

• For beginners: It is preferable to start with a small amount (such as $100 to $1000), so that you can afford to lose it without affecting your personal financial situation.

• Learn by doing: Investing a small amount helps you understand the market and test strategies without taking on too much risk.

2. Gradual increase in investment:

• Once you gain experience and increase your understanding of the market, you can gradually increase your investments.

• Invest based on your assessment of opportunities and risks, and do not rely on greed or emotional decisions.

3. Diversify the investment portfolio:

• Don’t put all your money in one currency. Spread your capital among several reputable currencies, such as:

• Stablecoins (such as USDT or USDC) to preserve capital value.

• Major currencies (such as Bitcoin and Ethereum) with relatively consistent performance.

• Small currencies with high potential but higher risk.

4. Allocate a percentage of your total assets:

• It is preferable that investing in digital currencies be part of your investment portfolio, not all of it. For example:

• For the conservative investor: 5-10% of the total capital.

• For the bold investor: The percentage can reach 20-30% with good diversification.

5. Maintain emergency capital:

• Make sure you have enough savings to cover your basic expenses for 3-6 months before investing.

• Cryptocurrencies are a volatile market, and it may take a long time to make a profit.

6. Understand the associated costs:

• You should take into account costs such as:

• Trading fees on platforms.

• Transfer fees between wallets.

• Possible taxes (depending on the country).

a summary:

• A small amount ($100-500) can be an excellent starting point for beginners.

• Only invest what you can afford to lose, and be cautious in the face of market volatility.

• Focus on continuous learning, and avoid emotional decisions.

Investment plan:

Here is a simplified investment plan to get started in the field of digital currencies, suitable for beginners:

Stage One: Preparation

1. Learning and research:

• Read about the basics of cryptocurrencies, blockchain technology, and how wallets and platforms work.

• Follow market news and reliable sources like CoinMarketCap and Coindesk.

2. Determine the capital:

• Set aside an amount that you can afford to lose without affecting your basic expenses. For beginners, this could be $100-500.

3. Choose a reliable trading platform:

• Choose a secure platform like Binance, Coinbase, or Kraken. Make sure the platform is licensed and supports the currencies you want to invest in.

4. Create a digital wallet:

• Use a hot wallet for day trading, such as Trust Wallet.

• For a long-term wallet, use a cold wallet like Ledger or Trezor.

Stage Two: Building the Investment Portfolio

1. Capital Distribution (Investment Diversification):

• 50% in major currencies (Bitcoin and Ethereum): to reduce risk.

• 30% in stablecoins (USDT, USDC): to maintain liquidity and exploit opportunities.

• 20% in small cryptocurrencies (Altcoins): such as Solana, Cardano, Polkadot, or currencies with promising projects.

2. Analysis before purchase:

• Check the project, development team, partnerships, and trading volume.

• Avoid investing in unknown or non-transparent currencies.

Stage 3: Investment Management

1. Set clear goals:

• Set a goal for each investment (such as 20% profit, or holding for a year).

2. Use smart investment strategies:

• Dollar-Cost Averaging: Divide your capital into parts and buy regularly to reduce the impact of market fluctuations.

• Day Trading: If you want to take advantage of daily market fluctuations (requires experience).

3. Monitoring and evaluation:

• Use apps like CoinGecko to track performance.

• Evaluate your investment every month and adjust the portfolio if necessary.

Stage Four: Risk Management

1. Reduce losses:

• Use Stop Loss orders when trading.

2. Dealing with volatility:

• Don't panic when prices drop. Focus on long-term goals.

3. Ensure security:

• Enable two-factor authentication (2FA) on your account.

• Do not share your private wallet keys with anyone.

Practical example of investing $500:

• $250 (50%): Buy Bitcoin and Ethereum.

• $150 (30%): Hold as stablecoins (USDT) to trade when prices drop.

• $100 (20%): Buy Altcoins like Solana, Polygon or emerging coins.

Additional tips:

• Start with a small amount and gradually increase your investments as you gain experience.

• Avoid emotional investment decisions.

• Focus on learning and developing your understanding of the market.

If you need a more detailed plan or help choosing currencies, let me know!