"Are futures contracts halal or haram?" 🤔⚖️
Futures are one of the popular trading tools in financial markets, including cryptocurrencies. With their widespread use, an important question arises: Is this type of contract compatible with Islamic law?
What are futures contracts? 📜
Futures are agreements to buy or sell a specific asset (such as cryptocurrencies or stocks) at a specified price on a future date.
Legal opinion ⚖️
1. Reasons why futures contracts are haram:
Lack of immediate delivery: Islam requires immediate delivery in buying and selling.
High speculation: Futures contracts rely on speculation, making them closer to gambling.
Margin trading: Futures contracts are often traded using leverage, which some scholars consider a type of usury.
2. Another opinion:
Some scholars believe that they can be used if they are based on clear foundations and do not involve uncertainty.
Difference between Futures and Spot 🔄
Spot trading: The asset is delivered directly, and is considered more Sharia-compliant.
Forwards trading: Deferred delivery, which raises a great deal of Sharia controversy.
Conclusion 🕌
Most Islamic fatwas tend to prohibit futures contracts due to uncertainty, high speculation, and dealing with margin. If you are a Muslim and want to invest, it is advisable to stay away from this type of instrument