USDT vs. USDC: Which stablecoin do you choose?

Recently, I have seen many friends tend to choose USDC, and feel that it has more advantages in some aspects. So which one is more suitable for you, USDT or USDC? Today, let's talk about these two stablecoins!

USDT has always been the leader among stablecoins, with a market value three times that of USDC, and its market share in the stablecoin market far exceeds that of other competitors.

Its advantages are obvious. First of all, the transaction fee is very low, sometimes even almost zero, and the cost of making transfers or transactions is relatively low, which is a big attraction for most users.

But the biggest problem with USDT is also its issuer background, which makes it face some regulatory pressure in the European and American markets. Whether it will be subject to stricter scrutiny in the future remains to be seen.

In contrast, USDC is issued by a US company and has a more "safe" background. Many people believe that it is more secure in compliance, especially in the European and American markets.

However, USDC also has some shortcomings. For example, its transaction fees are usually higher than USDT, especially when the Ethereum network is congested, the fees are more obvious.

On the other hand, USDC's market capitalization is far less than USDT's, which may affect its liquidity and market stability.

Although USDC may have an advantage in compliance, if you don't care too much about these complex regulatory factors, USDT is still the most cost-effective choice, especially if you are doing small transfers or frequent transactions. After all, USDT's low fees and strong market position are the first choice for most users at present.

Therefore, for now, USDT is still one of the most trusted stablecoins, and there is no need to rush to switch to USDC unless there are major changes.